Wells Fargo Reflect℠ Card
0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension of up to 3 months with on-time minimum payments during the intro and extension periods. 12.99% to 24.99% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min $5. $0 Annual Fee. Get up to $600 of cell phone protection when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible). Through My Wells Fargo Deals, you can earn cash back in the form of a statement credit while you shop, dine, or enjoy an experience simply by using your eligible Wells Fargo Credit Card. Select “Apply Now” to learn more about the product features, terms and conditions.
Effort to Apply
A well rounded offering with no annual fee and an excellent intro APR period
Excellent intro APR period
Limited cash back opportunities
0% intro APR for up to 21 months from account opening on purchases and qualifying balance transfers
12.99%-24.99% Variable APR
Foreign Transaction Fee
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