Wells Fargo Reflect® Card
0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension of up to 3 months with on-time minimum payments during the intro and extension periods. 15.24% to 27.24% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min $5. $0 Annual Fee. Get up to $600 of cell phone protection when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible). An easy way to earn cash back while you shop, dine or enjoy an experience simply by using your Wells Fargo credit card. Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. Select "Apply Now" to learn more about the product features, terms and conditions.
Effort to Apply
A great card for those looking to pay down debt or planning to make a big purchase without having to pay interest right away.
Excellent intro APR period
Limited cash back opportunities
0% intro APR for up to 21 months from account opening on purchases and qualifying balance transfers
15.24% - 27.24% variable APR
Foreign Transaction Fee
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