Advertiser & Editorial Disclosure

Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card

Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening. Earn unlimited 1.5% cash back on purchases, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62% cash back on all purchases if you have a Bank of America® business checking account and qualify for Preferred Rewards for Business Platinum Honors tier. No annual cap and cash rewards don’t expire as long as your account remains open. No annual fee. Choose how to redeem your cash rewards – as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you. 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 18.49% to 28.49% will apply. Contactless Cards - The security of a chip card, with the convenience of a tap. This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.

Nav's Verdict

Cost
40% Complete
HighLow
Effort to Apply
9% Complete
DifficultEasy
Card Perks
52% Complete
PoorGood
Features
42% Complete
PoorGood

8/10

Bottom Line

A great option for business owners who want to earn cash back without paying annual fees. There is no annual cap and cash rewards don’t expire.

Pros

No annual cap and cash rewards don’t expire

Cons

Tiers need to be met to receive higher rewards rates

Rates and Fees
Intro APR
0% for 9 billing cycles on purchases
Purchase APR
18.49% - 28.49% Variable APR on purchases
Annual Fee
$0.00
Welcome Offer
$300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
Rewards Rate
1.5% cash back on all purchases.
Foreign Transaction Fee
3% of the U.S. dollar amount of each transaction

Reviews

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