GM Business Card™
Get the business card that rewards small business owners with special benefits. Redeem Earnings toward an eligible, new Chevrolet, Buick, GMC or Cadillac. Get $750 in Bonus Earnings towards the purchase or lease of an eligible, new GM vehicle after you spend $5,000 on purchases in your first 5 months. 5% in Earnings on eligible GM dealership parts, accessories or service purchases. 3% in Earnings on purchases at gas stations, restaurants and office supply stores, and 1% on all other purchases. No annual fee, no foreign transaction fees or cash advance fees. Late fees may apply. 0% Intro APR on purchases for the first 12 months, variable of 19.24% to 29.24% APR after. See if you're approved with no impact to your credit score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score. Terms & Limitations Apply. Subject to credit approval.
Nav's Verdict
Cost
HighLow
Effort to Apply
DifficultEasy
Card Perks
PoorGood
Features
PoorGood
5/10
Bottom Line
MatchFactor is Nav’s estimation of how well this financing option matches the business and credit profile information you have provided. It is not a measure of your businesses’ likelihood of approval.
Pros
No Annual Fee combined with a 12 month 0% intro APR on purchases
Cons
Limited rewards categories for for the 3% and 5% tiers
Rates and Fees
Intro APR
0% Intro APR on purchases for the first 12 months, variable of 19.24% to 29.24% APR after
Purchase APR
19.24% to 29.24% variable purchase APR based on creditworthiness. Rates as of 8/1/2023
Annual Fee
$0
Welcome Offer
Get $750 in Bonus Earnings to redeem with GM towards the purchase or lease of eligible, new GM vehicle after you spend $5,000 on purchases in your first 5 months.
Rewards Rate
Get 5% in Earnings on purchases of eligible GM parts, accessories and service at authorized GM dealers, 3% in Earnings on purchases at gas stations, restaurants, and office supply stores, and 1% on all other purchases.
Foreign Transaction Fee
$0
Reviews
Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.