GM Business Card™

Get the business card that turns purchases into Earnings. Redeem Earnings towards a new GM vehicle, with no annual fee.* Get $750 in Bonus Earnings towards the purchase or lease of eligible, new GM vehicles after you spend $5,000 on purchases in your first 5 months from account opening.* 0% Intro APR on purchases for the first 12 months, variable of 16.24% to 26.24% APR after.* 5% in Earnings on GM dealership parts, accessories or service purchases.* 3% in Earnings on purchases at gas stations, restaurants and office supply stores, and 1% on purchases everywhere else.* No annual fee, no foreign transaction fees or cash advance fees. Late fees may apply.* See if you're approved with no impact to your Credit Score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score. *Terms & Limitations Apply. Select ‘Apply Now’ to learn more about the product features, terms, conditions and Program Rules. Subject to credit approval.

Nav's Verdict

Cost
30% Complete
HighLow
Effort to Apply
10% Complete
DifficultEasy
Card Perks
80% Complete
PoorGood
Features
60% Complete
PoorGood

5/10

Bottom Line

No Annual Fee combined with a 12 month 0% intro APR on purchases makes this card an attractive option.

Pros

No Annual Fee combined with a 12 month 0% intro APR on purchases

Cons

Limited rewards categories for for the 3% and 5% tiers

Rates and Fees
Intro APR
0% Intro APR on purchases for the first 12 months
Purchase APR
16.24%-26.24% variable purchase APR based on creditworthiness. Rates as of 8/1/2022
Annual Fee
$0
Welcome Offer
Get $750 in Bonus Earnings to redeem with GM towards the purchase or lease of eligible, new GM vehicles after you spend $5,000 on purchases in your first 5 months.*
Rewards Rate
Get 5% in Earnings on purchases of eligible GM parts, accessories and service at authorized GM dealers, 3% in Earnings on purchases at gas stations, restaurants and office supply stores, and 1% on all other purchases.*.
Foreign Transaction Fee
$0

Reviews

Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.