Advertiser & Editorial Disclosure

Upgrade Triple Cash Rewards Visa®

$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*. Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases. No annual fee. Combine the flexibility of a credit card with the predictability of a personal loan. No touch payments with contactless technology built in. See if you qualify in minutes without hurting your credit score. Great for large purchases with predictable payments you can budget for. Mobile app to access your account anytime, anywhere. Enjoy peace of mind with $0 Fraud liability. *To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.

Nav's Verdict

Cost
62% Complete
HighLow
Effort to Apply
9% Complete
DifficultEasy
Card Perks
77% Complete
PoorGood
Features
71% Complete
PoorGood

6/10

Bottom Line

A great card for those who pay on-time and want to build their credit scores since they report to the 3 credit bureaus.

Pros

Unlimited cash back

Cons

No 0% APR windows

Rates and Fees
Intro APR
N/A
Purchase APR
14.99% to 29.99%
Annual Fee
$0 annual fee
Welcome Offer
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
Rewards Rate
Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases.
Foreign Transaction Fee
Up to 3%

Reviews

Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.