Advertiser & Editorial Disclosure

Bank of America® Unlimited Cash Rewards credit card

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. Earn unlimited 1.5% cash back on all purchases. If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards. No annual fee. No limit to the amount of cash back you can earn and cash rewards don’t expire as long as your account remains open. 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Contactless Cards - The security of a chip card, with the convenience of a tap. This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Nav's Verdict

Cost
40% Complete
HighLow
Effort to Apply
9% Complete
DifficultEasy
Card Perks
79% Complete
PoorGood
Features
71% Complete
PoorGood

8/10

Bottom Line

A great unlimited cash back card with no annual fee for everyday living. Cash rewards don't expire and there's no limit to the amount you can earn.

Pros

No annual fee. Intro APR period. Unlimited cash rewards.

Cons

N/A

Rates and Fees
Intro APR
0% Intro APR for 15 billing cycles for purchases
Purchase APR
18.24% - 28.24% Variable APR on purchases
Annual Fee
$0
Welcome Offer
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Rewards Rate
1.5% cash back on all purchases.
Foreign Transaction Fee
3% of the U.S. dollar amount of each transaction

Reviews

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