Citi Custom Cash℠ Card

Citi Custom Cash℠ Card
  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 17.74% - 27.74%, based on your creditworthiness
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash℠ Card account per person

Nav's Verdict

45% Complete
Effort to Apply
10% Complete
Card Perks
65% Complete
60% Complete


Bottom Line

Get the most out of your rewards on your top spending categories with this everyday no-annual fee card.


Great welcome offer and ongoing cash back rewards.


Limited features.

Intro APR
0% for 15 months on Purchases and Balance Transfers
Purchase APR
17.74% - 27.74% (Variable)
Annual Fee
Foreign Transaction Fee


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