Advertiser & Editorial Disclosure

Citi® Double Cash Card – 18 month BT offer

Citi® Double Cash Card – 18 month BT offer
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases
  • To earn cash back, pay at least the minimum due on time
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.74% - 27.74%, based on your creditworthiness
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5)

Nav's Verdict

50% Complete
Effort to Apply
10% Complete
Card Perks
60% Complete
60% Complete


Bottom Line

For those who want to pay off debt faster and want cash back for all their purchases, this card is a great option.


Long intro APR period for balance transfers. Generous rewards with no reward caps or category restrictions.


Lower cash back on initial spending than other offers. No cash back on balance transfers.

Intro APR
Purchase APR
17.74% - 27.74% (Variable)
Annual Fee
Foreign Transaction Fee


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