Citi Simplicity® Card
- No Late Fees, No Penalty Rate, and No Annual Fee... Ever
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 17.74% - 28.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening
- There is an introductory balance transfer fee of $5 or 3% of the amount of the transfer, whichever is greater for balances transfers completed within 4 months of account opening
- Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges
Long intro APR period on both purchases and balance transfers. Peace of mind with no late fees or a penalty rate.
No rewards on spending.
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