Advertiser & Editorial Disclosure

Secured Self Visa ® Credit Card: The new way to build credit

Self offers an opportunity to build credit while building savings. Start with a Credit Builder Account that reports to all 3 credit bureaus. Each on-time monthly payment builds credit history and savings. Choose the plan that works for you. ***Card eligibility: The secured Self Visa® Credit Card requires an active Self Credit Builder Account and qualification based on other eligibility criteria including income & expense requirements. Criteria subject to change. Then, you’ll be eligible for the Self Visa Credit Card, without a hard credit check. Your savings progress from your Credit Builder Account acts as your security deposit for your secured Credit Card. These are consumer loan products. *Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC. Subject to credit approval. **The secured Self Visa® Credit Card is issued by Lead Bank or First Century Bank, N.A., each Member FDIC. See Self.inc for details. ***Card eligibility: The secured Self Visa® Credit Card requires an active Self Credit Builder Account and qualification based on other eligibility criteria including income & expense requirements. Criteria subject to change.

Nav's Verdict

Cost
68% Complete
HighLow
Effort to Apply
22% Complete
DifficultEasy
Card Perks
35% Complete
PoorGood
Features
25% Complete
PoorGood

6/10

Bottom Line

Helps business owners build personal credit. No hard credit check.

Pros

No hard pull on your credit

Cons

No hard pull on your credit

Rates and Fees
Intro APR
N/A
Purchase APR
28.24% Variable Rates
Annual Fee
$0 annual fee for the first year only, $25 annual fee thereafter
Welcome Offer
N/A
Rewards Rate
N/A
Foreign Transaction Fee
N/A

Reviews

Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.