Upgrade Cash Rewards Elite Visa®
$200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions within 60 days.* Earn 2.2% unlimited cash back on card purchases every time you make a payment. See if you qualify in seconds with no impact to your credit score. No annual fee. Combine the flexibility of a credit card with the predictability of a personal loan. Contactless payments with Apple Pay® and Google Pay™. Mobile app to access your account anytime, anywhere. Enjoy peace of mind with $0 Fraud liability. *To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.
Nav's Verdict
Cost
HighLow
Effort to Apply
DifficultEasy
Card Perks
PoorGood
Features
PoorGood
6/10
Bottom Line
Great credit card option for those looking for cash back
Pros
Bonuses and cash back
Cons
Higher FICO scores needed for approval
Rates and Fees
Intro APR
N/A
Purchase APR
14.99% to 29.99%
Annual Fee
$0 annual fee
Welcome Offer
N/A
Rewards Rate
Earn 2.2% unlimited cash back on card purchases every time you make a payment.
Foreign Transaction Fee
Up to 3%
Reviews
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