Wells Fargo Active Cash® Card

Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months. Earn unlimited 2% cash rewards on purchases. 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 18.74%, 23.74%, or 28.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5. $0 annual fee. No categories to track or remember and cash rewards don't expire as long as your account remains open. Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge. Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card. (subject to a $25 deductible). Select "Apply Now" to learn more about the product features, terms and conditions.

Nav's Verdict

Cost
50% Complete
HighLow
Effort to Apply
10% Complete
DifficultEasy
Card Perks
60% Complete
PoorGood
Features
60% Complete
PoorGood

8/10

Bottom Line

A great cash card for those who spend across several categories.

Pros

Generous signup bonus and cell phone insurance. Offers an introductory APR offer and no annual fee.

Cons

Potentially high APR.

Rates and Fees
Intro APR
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers
Purchase APR
18.74%, 23.74%, or 28.74% variable APR
Annual Fee
$0
Welcome Offer
Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months.
Rewards Rate
Earn unlimited 2% cash rewards on purchases.
Foreign Transaction Fee
3%

Reviews

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