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Wells Fargo Reflect® Card

Wells Fargo Reflect® Card — Terms, Rates & Fees

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0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 18.24%, 24.74%, 29.99% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min $5. $0 Annual Fee. Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible). Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card. Select "Apply Now" to learn more about the product features, terms and conditions.

Nav's Verdict

Cost

HighLow

Effort to Apply

DifficultEasy

Card Perks

PoorGood

Features

PoorGood

9/10

Bottom Line

A great card for those looking to pay down debt or planning to make a big purchase without having to pay interest right away.

Pros

Excellent intro APR period

Cons

Limited cash back opportunities

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Rates and Fees

Terms, Rates & Fees

Intro APR

0% intro APR for 21 months from account opening

Purchase APR

18.24%, 24.74%, or 29.99% variable APR

Annual Fee

$0

Welcome Offer

N/A

Rewards Rate

N/A

Foreign Transaction Fee

3%

Reviews

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Reviews are not provided or commissioned by the credit card, financing and service companies that appear in this site. Reviews have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.