Wells Fargo Reflect® Card

Select "Apply Now" to take advantage of this specific offer and learn more about product features, terms and conditions. 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 18.24%, 24.74%, or 29.99% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min $5. $0 Annual Fee. Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible. Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.

Nav's Verdict

Cost
50% Complete
HighLow
Effort to Apply
10% Complete
DifficultEasy
Card Perks
80% Complete
PoorGood
Features
70% Complete
PoorGood

9/10

Bottom Line

A great card for those looking to pay down debt or planning to make a big purchase without having to pay interest right away.

Pros

Excellent intro APR period

Cons

Limited cash back opportunities

Rates and Fees
Intro APR
0% intro APR for 21 months from account opening
Purchase APR
18.24%, 24.74%, or 29.99% Variable APR
Annual Fee
$0
Welcome Offer
N/A
Rewards Rate
N/A
Foreign Transaction Fee
3%

Reviews

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