Get clear on your credit
Nav has given 2.5 million business owners the credit details they need to build and grow, in words they understand.
HOW IT WORKS
Meet your credit-building card
Build business credit on this daily charge card without carrying a balance.
Spend
Spend up to your daily credit limit on whatever your business needs — with 0% APR.
Pay
Repay at the end of each day from your linked account. Set up autopay to make it easier.
Build
The more you use the card, the more credit history you build with the major bureaus.
Repeat
Continue monthly to keep building. Check progress in your Credit Health dashboard.
Nav Technologies, Inc. is a financial technology company and not a bank. Banking services provided by Thread Bank, Member FDIC. The Nav Prime Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted. See Cardholder Terms for additional details. All other features of the Nav Prime membership are not associated with Thread Bank.
CREDIT BUILDING
Simplify business credit growth
Get up to 2 tradelines submitted monthly to the major business credit bureaus. No hard credit checks.
Personal and business credit
Up to 6 credit profiles. 1 login.
No need to jump around to see why your credit scores are changing. Get up to 6 personal and business reports in one place.
Why Nav customers love Credit Health
Meet the small business owners who are redefining their business journey with Nav.
“I like to see where I started and where I can go in the future with Nav’s credit features. I’ve been able to work on both business and personal credit.”
Brynn K.
Kings Mobile Detail
“Nav is the best. The credit build products make business credit building a breeze.”
Stephen
Nav prime member
YOUR MEMBERSHIP
Invest in your success
Getting credit reports elsewhere would cost you 4x more each month.¹
Pay monthly
Pay quarterly
save 20%
Track
$39.99
/ mo
For new business owners looking to monitor credit, or established ones who want to protect it
Track with Prime5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion
One tradeline to build business credit (membership payment)
Build
Popular$49.99
/ mo
For growing business owners looking to build business credit² with up to two tradelines
Build with Prime5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion
One tradeline to build business credit (membership payment)
Second tradeline to build business credit (Nav Prime Card)³
Nav Business Checking account
Bookkeeping tools to manage cash flow and simplify taxes
Expand
$74.99
/ mo
For business owners seeking one-on-one guidance from an expert to reach their next level
Expand with Prime5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion
One tradeline to build business credit (membership payment)
Second tradeline to build business credit (Nav Prime Card)³
Nav Business Checking account
Bookkeeping tools to manage cash flow and simplify taxes
Dedicated business credit coach
FICO SBSS score to track eligibility with 7,500+ lenders — and the SBA
FAQs
Unlock your credit scores
Just enter your basic business details and securely verify your identity.