Archives: Resources

The Best Business Credit Cards for Startups

As the founder of a budding new company, there are plenty of good reasons for you to consider using a business credit card. Not only can it help you keep personal and business finances separate, it can come in handy covering cash flow, help build business credit, and put money in your pocket through perks and rewards. Keep reading to find the best business credit cards for startups. How to Choose the Right Business Credit Card for Your Startup When… Read More

Best Business Cards for Bad Credit for 2024

Business credit cards offer small business owners access to a flexible line of credit along with a convenient and safe way to pay for business expenses. Many offer cash back rewards, sign-up bonuses, and other perks. If your credit scores aren’t high you may find it more difficult to qualify — but there may still be options available to you. Here we’ll discuss the best credit cards for bad credit and how to get a business credit card with bad… Read More

The Best Small Business Checking Accounts for 2023

If you’re looking to grow and sustain your business, opening a business checking account should be at the top of your to-do list. Having a business bank account that’s separate from your personal account allows you to more easily keep track of your money and process financial transactions. But finding the right bank account is crucial. Nav’s Business Banking Survey showed that 93% of business owners interact with their banking institution on a weekly basis, so choose a bank account… Read More

Nav’s Business Banking Study

It's no secret that a main formula for measuring the health of your business is how much cash you have in the bank. More cash coming in--and less going out--is a shared goal for businesses everywhere.Banks and lenders view the health of your business in the same manner. When you apply for business financing, most lenders will ask to look at your bank statements from the last six months in addition to your profit and loss statement and financial projections.… Read More

Business Bankruptcy — What Options Are Available?

Small business bankruptcy is serious, but it doesn’t necessarily mean the end for your business. It does present some tough decisions and a good amount of paperwork, however, so you need to know what you’re getting yourself into. Let’s take a look at a few questions you probably have about bankruptcy.  Even if you are familiar with consumer bankruptcy, realize that, as a small business owner, business bankruptcy law may be slightly different. You still have access to the same… Read More

D-U-N-S Number — What You Need to Know

You may have heard the term D-U-N-S number and wondered whether your business needs one, and if so, when you should get one. In this article, we'll explain what a DUNS number is, the importance of a DUNS number for your business, and how to use it to build business credit. What Is a DUNS Number? The Dun & Bradstreet D-U-N-S® Number is a unique nine-digit identifier for a business created by credit bureau Dun & Bradstreet. The Data Universal… Read More