Find your path to small business growth

Get your business ready for funding. Monitor and build business credit and take steps to help strengthen your eligibility.

Get started

everything you need

Driving your business forward

Know where you stand, find options that fit, and plan your next steps. Nav isn’t just a powerful suite of financial tools — we’re part of your team.

YOUR MEMBERSHIP

Nav Prime unlocks powerful support for your business

Track credit, cash flow, and your eligibility for funding in real time. Getting credit reports elsewhere would cost you 4x more each month.1

Free

$0

/ mo

For businesses seeking a general idea of their funding readiness and approval odds

Sign up for free

Free features

  • check

    Basic funding readiness summary for loans, credit cards, and trade credit

  • check

    Basic business credit range and high level data from the major bureaus

  • check

    1 personal credit score and report from Experian

  • check

    Basic cash flow tracking across unlimited accounts

Track

$39.99

/ mo

For businesses who want to understand and monitor their current funding readiness

Join Nav Prime

Enhanced features with Track

  • check

    Funding readiness assessment for loans, credit cards, and trade credit

  • check

    Business credit scores, reports, and alerts from the major bureaus

  • check

    2 personal credit scores and reports from Experian and TransUnion

  • check

    Exclusive discounts on fees from Nav’s trusted lending partner2

Build

Popular

$49.99

/ mo

For businesses looking to build business credit to help improve their funding readiness

Join Nav Prime

Enhanced features with Build

  • editor_choice

    Tradeline to build business credit3 (membership payment)

  • check

    Funding readiness assessment for loans, credit cards, and trade credit

  • check

    Bookkeeping tools to manage cash flow and simplify tax prep

  • check

    Coming soon: Nav Credit Builder Card4 with a second tradeline opportunity (not included at signup)

Expand

$74.99

/ mo

For businesses who want 1-on-1 guidance to help maximize their funding readiness

Join Nav Prime

Enhanced features with Expand

  • editor_choice

    Tradeline to build business credit,3 plus Business Credit Coaching

  • check

    Monthly coaching to break down your action plan for funding readiness

  • check

    FICO SBSS score to track eligibility with 7,500+ lenders

  • check

    Coming soon: Nav Credit Builder Card4 with a second tradeline opportunity (not included at signup)

Nav Logo

About

About NavNewsroomMedia InquiriesContact UsHelp CenterResources

Products

Cash FlowCredit HealthNav PrimeNav Credit Builder CardMobile App

Work with us

CareersPartnerships
Privacy PolicyTerms of UseDo Not Share My Information

© 2026 Nav Technologies, Inc. All Rights Reserved

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

California loans arranged pursuant to Department of Financial Protection & Innovation Lenders License 60DBO-98588

Nav Technologies, Inc. is a financial technology company, not a bank.

Credit building results vary. Scores are calculated based on multiple factors, and some users may not see improved scores.

1

Based on comparison of Nav's $39.99/month subscription vs. combined cost ($158.90/month) of comparable business reports from Experian, Equifax, and D&B as of July 2025. "4x" represents approximate comparison. Individual prices and features may vary.

2

Loans and lines of credit are made available by Fundbox or its bank partners, First Electronic Bank and Lead Bank. An application is still required before funds are disbursed. Nav Loans is a tool offered by Nav to facilitate approval and access to financing information for certain loan products provided by Nav partners. All offers are subject to lender underwriting and approval. If approved, Nav Prime members can save a 1% discount on fees when making a draw through their Nav account.

3

Select Nav Prime plans include one business tradeline. The ability to apply for additional tradelines is limited to customers on eligible plans and is subject to availability and approval.

4

Parafin is the servicer of the Nav Credit Builder Cards. Parafin and Nav Technologies are financial technology companies, not banks. Nav Credit Builder Cards are issued by Column N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc., and are powered by Marqeta. Subject to approval and eligibility. Terms and conditions apply. The Nav Credit Builder Card is designed to report business payment history to business credit bureaus and support business credit building. Credit building results vary as business credit scores are calculated based on multiple factors and some businesses may not see improved scores. This product reports to business credit bureaus only and does not affect personal consumer credit profiles. The Nav Credit Builder Card is a business financing product and may not be used for personal, family, or household purposes.

5

Based on aggregate data tracking positive business credit score changes across Equifax, Experian, and Dun & Bradstreet among Nav Prime subscribers observed after three months. This reflects an average score increase; individual results will vary. Each business credit bureau uses different scoring models and considers many factors, so some users may not see improved scores.