Business credit, made better
Monitor and build business credit with all three major bureaus so you can unlock your brightest business days.
Meet Nav
You didn’t start your business because you love business credit
But that’s why we started ours. Nav isn’t just a powerful suite of financial tools — we’re part of your team.
credit health
Track your business and personal credit side by side
See the factors that impact your credit the most and take control with real-time alerts.
Nav Technologies, Inc. is a financial technology company and not a bank. Banking services provided by Thread Bank, Member FDIC. The Nav Prime Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted. See Cardholder Terms for additional details. All other features of the Nav Prime membership are not associated with Thread Bank.
by the numbers
Nav helps your business reach new heights
We’ve helped small businesses all over the US take their business from idea to reality.
2.5M
small businesses have trusted Nav with improving their financial health
42
avg. point increase¹ across business credit bureaus for Nav Prime tradeline users who saw positive changes
91%
more likely to get approved for lending through Nav as a Nav Prime customer²
$114M
in financing provided to small business owners through Nav’s partners in 2023
join nav prime
The simpler way to build business credit
Get the roadmap your business has been looking for. Up to 2 tradelines is just the start.
The reviews are in
Meet the small business owners who are redefining their business journey with Nav.
“Their credit reports are extremely helpful, very clear, and informative, and they are all offered at a fraction of the cost that it would be if a business purchased individual business memberships from each credit bureau. And on top of it, they consistently report a credit line to the business credit bureaus once a month.”
Sergio C.
Energy Company
“Nav is the guide indisputably in aiding and guiding businesses to WIN. When 10 banks turned my brand down for credit or loans, Nav came through with a solution.”
Jonathan C.
420XAA By JCole
“After being denied for funding, I downloaded Nav and found things on my business credit report that I didn’t even know existed. This app is far more in depth than any of its competitors... Nav Shows you what the lenders are actually seeing. I’d give it 10 stars if I could.”
Tyler J.
Packaging Company
“I’m new to the whole business scene, so it helps to have an app that has so much all in one! Nav Prime is definitely a must-have for your new business.”
Edward Y.
BGG Logistics
financial health
The free credit and financial health platform built for small business owners
Understand where your business stands today, what your options are, and how to move forward.
Monitor credit score progress
Watch your business and personal credit health side by side.
Access credit for your business
Get matched to a loan, credit card, or line of credit that fits you and your needs.
Track your cash flow
Understand your full financial health snapshot so you can be ready for anything.
Get essential business tools
Scale with financing calculators, business checking, insurance, tax prep, and more.