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Nav Prime

Get the credit you deserve

Join over 300,000 small business owners who have built business credit history and managed credit with Nav Prime.

Get Nav Prime

MEET NAV Prime

Build a business with staying power

No more guessing or going at it alone. Build business and personal credit together, manage cash, and get the support only Nav Prime can provide along the way.

Why our customers love Nav Prime

“When Nav started Nav Prime, I was sold. I get two tradelines for building business credit! I’m never leaving Nav.”

Brynn K.

Kings Mobile Detail

“Nav has taken that zero-to-two year mark and said, ‘We want to build a relationship with you and see that business credit grow through Prime.’”

Ryan L.

BCK Ranch

“Here’s the advice I give to any new business owners — get your LLC setup, and get Nav. I started building business credit with Nav before I even started accepting clients, which made getting started working with vendors a whole lot easier.”

Dasia G.

Holu Cleaners

The Nav Prime bundle

Big tools for small business

Custom-made for small business owners who want a way to build business and personal credit together, and manage their money without second guessing.

    Credit Building

    Maximize credit building

    Get up to 3 credit-building accounts (aka, tradelines) — 2 business and 1 personal. These are submitted monthly to the major bureaus to build business and personal credit together.

    Credit scores from Dun & Bradstreet, Experian, Equifax, and FICO SBSS shown over trays of green sprouts
    Credit score ratings displayed on a background of green sprouts, showing statuses from different agencies

    Credit Health

    Deeply understand your credit

    Skip the credit bureau jargon and learn what actually matters for building credit. Unlock up to 6 business and personal scores to track your total progress in one place.

    Cash flow health

    Manage dollars with sense

    Nav Business Checking is your starter bank account. Keep your books and transactions tidy while you build credit.

    Profit and loss graph overlay on packaged greens with 'Timmy’s Supplies $185.00' and inventory options
    Account stats on Nav Prime

    Guidance

    Level up your business

    Set yourself up for success with a dedicated Nav business credit coach. Plus, get cash flow trends and credit insights to guide your journey.

    everything you need

    The business growth starter pack

    Swap reactivity for proactivity. Get the tools you need to build your financial foundation and take control of your business decisions.

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    Nav Prime membership tradeline

    Get tradeline reporting automatically with your monthly payments.

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    Nav Prime Card

    New! Build business and personal credit together: 1 card, 2 tradelines.¹

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    Detailed credit reports

    Dig into your full credit details to see what lenders see.

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    Bookkeeping

    Use simplified tools that don’t require an accounting degree.

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    Nav Business Checking

    Bank where you build business credit.

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    Business credit coaching

    Connect with one of Nav’s dedicated credit coaches.

    Nav Technologies, Inc. is a financial technology company and not a bank. Banking services provided by Thread Bank, Member FDIC. The Nav Visa® Business Debit Card and the Nav Prime Charge Card are issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted. See Cardholder Terms for additional details. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. All other features of the Nav Prime membership are not associated with Thread Bank.

    With regard to credit building features: scores are calculated from many variables; some users may not see improved scores. The Nav Prime Charge Card is a business financing product and may not be used for personal, family or household transactions.

    Your membership

    Invest in your success

    Credit reports alone would cost you up to $300 per month to get elsewhere. Find the support you need to grow wherever you are in your business journey.²

    • Track

      $39.99

      / mo

      For new business owners looking to monitor credit, or established ones who want to protect it

      Track with Prime
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        5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion

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        One tradeline to build business credit (membership payment)

    • Build

      Popular

      $49.99

      / mo

      For growing business owners looking to build business credit³ with up to two tradelines

      Build with Prime
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        5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion

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        One tradeline to build business credit (membership payment)

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        Second tradeline to build business credit (Nav Prime Card)⁴

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        Nav Business Checking account

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        Bookkeeping tools to manage cash flow and simplify taxes

    • Expand

      $74.99

      / mo

      For business owners seeking one-on-one guidance from an expert to reach their next level

      Expand with Prime
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        5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion

      • check

        One tradeline to build business credit (membership payment)

      • check

        Second tradeline to build business credit (Nav Prime Card)⁴

      • check

        Nav Business Checking account

      • check

        Bookkeeping tools to manage cash flow and simplify taxes

      • check

        Dedicated business credit coach

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        FICO SBSS score to track eligibility with 7,500+ lenders — and the SBA

    FAQs

    Get your business roadmap

    Nav Prime is the only membership that helps you build, manage, and leverage your small business’s credit in one place.

    Get Nav Prime