NAV PRIME

Track, build, and access credit. All in one place.

Get started with Nav Prime

Nav Prime is your business credit hub. Monitor and build your scores, get 1-on-1 guidance, and simplify your path to funding opportunities.

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Nav Technologies, Inc is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. The Nav Prime charge card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. See Cardholder Terms for additional details. All other features of the Nav Prime membership are not associated with Thread Bank.

2.5Msmall business owners have trusted Nav

4.5/5Rated Excellent on Trustpilot

Rated A+BBB Accredited

4.9/5from 18.5K+ reviews on the Apple App Store

Your business credit roadmap

Take your next steps with confidence. Nav Prime connects the dots between building business credit and gaining financial flexibility.

credit health dashboard

Get a full picture of your credit

Track business and personal credit scores side-by-side. Filter to view what matters most for loans, credit cards, and more.

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BUSINESS CREDIT COACHING

Build your game plan

Nav Prime puts powerful tools at your fingertips. Our coaches can show you how to leverage them to help maximize your progress.

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NAV LOANS POWERED BY FUNDBOX

Simplify your path to funding

Apply for lines of credit matched to your profile. Building credit with Nav Prime may improve your chances of approval.1

fundbox loan offer of $10,000 with a 1% discount
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Loans and lines of credit are made available by Fundbox or its bank partners, First Electronic Bank and Lead Bank. An application is still required before funds are disbursed. Nav Loans is a tool offered by Nav to facilitate approval and access to financing information for certain loan products provided by Nav partners. All offers are subject to lender underwriting and approval.

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Discount applied when making a draw through your Nav account.

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HOW IT WORKS

Let’s build together

Good business credit doesn’t happen overnight. We’re here to be your guide, with powerful tools to support your journey.

Check where you stand in minutes
Search for your business credit history with Experian, Dun & Bradstreet, and Equifax. Get your general credit standing for free, or unlock exact scores with Nav Prime.

Track your progress in real time
Understand changes to your business credit scores and what to focus on. We submit your Nav Prime membership payments as a tradeline to help you build business credit.

Find personalized options
Link a business bank account to see if your revenue may qualify you for lines of credit. Explore vendors with net-30, net-45, or net-60 terms to help manage cash flow.

everything you need

All the tools. None of the guesswork.

Nav Prime gives you everything you need to build business credit and get prepared for funding opportunities, with coaching along the way — for an incredible price.

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Nav Prime membership tradeline

Get tradeline reporting automatically with your monthly payments.

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Nav Prime Card

Build business credit history with every swipe.²

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Detailed credit reports

Dig into your full credit details to see what lenders see.

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Bookkeeping

Use simplified tools that don’t require an accounting degree.

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Business Credit Coaching

Get monthly 1-on-1 support to plan your path to funding.

Nav Technologies, Inc is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. The Nav Prime charge card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. See Cardholder Terms for additional details. All other features of the Nav Prime membership are not associated with Thread Bank.

With regard to credit history building features: results will vary, some users may not see improved scores – improvement not guaranteed. Scores are calculated from many variables. The Nav Prime Charge Card is a business financing product and may not be used for personal, family or household transactions.

Do business on your terms

Frequently asked questions