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© 2026 Nav Technologies, Inc. All Rights Reserved

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California loans arranged pursuant to Department of Financial Protection & Innovation Lenders License 60DBO-98588

Nav Technologies, Inc. is a financial technology company, not a bank.

Credit building results vary. Scores are calculated based on multiple factors, and some users may not see improved scores.

1

Select Nav Prime plans include one business tradeline. The ability to apply for additional tradelines is limited to customers on eligible plans and is subject to availability and approval.

2

Parafin is the servicer of the Nav Credit Builder Cards. Parafin and Nav Technologies are financial technology companies, not banks. Nav Credit Builder Cards are issued by Column N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc., and are powered by Marqeta. Subject to approval and eligibility. Terms and conditions apply. The Nav Credit Builder Card is designed to report business payment history to business credit bureaus and support business credit building. Credit building results vary as business credit scores are calculated based on multiple factors and some businesses may not see improved scores. This product reports to business credit bureaus only and does not affect personal consumer credit profiles. The Nav Credit Builder Card is a business financing product and may not be used for personal, family, or household purposes.

NAV PRIME

Track, build, and access business credit

Nav Prime is your business credit hub. Monitor and build your scores, get 1-on-1 guidance, and simplify your path to funding opportunities.

  • Get started with Nav Prime
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2.7M+small business owners have trusted Nav

4.3/5Rated Excellent on Trustpilot

Rated A+BBB Accredited

4.9/5from 21K+ reviews on the Apple App Store

Your business credit roadmap

Take your next steps with confidence. Nav Prime connects the dots between building business credit and gaining financial flexibility.

  • Build credit with Nav Prime

credit health dashboard

Get a full picture of your credit

Track business and personal credit scores side-by-side. Filter to view what matters most for loans, credit cards, and more.

experian credit score

BUSINESS CREDIT COACHING

Build your game plan

Nav Prime puts powerful tools at your fingertips. Our coaches can show you how to leverage them to help maximize your progress.

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NAV LOANS POWERED BY FUNDBOX

Simplify your path to funding

Apply for lines of credit matched to your profile. Building credit with Nav Prime may improve your chances of approval.*

fundbox loan offer of $10,000 with a 1% discount
*

Loans and lines of credit are made available by Fundbox or its bank partners, First Electronic Bank and Lead Bank. An application is still required before funds are disbursed. Nav Loans is a tool offered by Nav to facilitate approval and access to financing information for certain loan products provided by Nav partners. All offers are subject to lender underwriting and approval. If approved, Nav Prime members can save a 1% discount on fees when making a draw through their Nav account.

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HOW IT WORKS

Let’s build together

Good business credit doesn’t happen overnight. We’re here to be your guide, with powerful tools to support your journey.

Check where you stand in minutes

Search for your business credit history with Experian, Dun & Bradstreet, and Equifax. Get your general credit standing for free, or unlock exact scores with Nav Prime.

Track your progress in real time

Understand changes to your business credit scores and what to focus on. We submit your Nav Prime membership payments as a tradeline1 to help you build business credit.

Find personalized options

Link a business bank account to see if your revenue may qualify you for lines of credit. Explore vendors with net-30, net-45, or net-60 terms to help manage cash flow.

everything you need

All the tools. None of the guesswork.

Nav Prime gives you everything you need to build business credit and get prepared for funding opportunities, with coaching along the way — for an incredible price.

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Nav Prime membership tradeline¹

Get tradeline reporting automatically with your monthly payments.

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Nav Credit Builder Card²

Coming soon: Second tradeline opportunity (not included at signup).

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Detailed credit reports

Dig into your full credit details to see what lenders see.

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Bookkeeping

Use simplified tools that don’t require an accounting degree.

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Business Credit Coaching

Get monthly 1-on-1 support to plan your path to funding.

Do business on your terms

Get started

Frequently asked questions