2.7M+small business owners have trusted Nav
4.3/5Rated Excellent on Trustpilot
4.3/5Rated Excellent on Trustpilot
NAV PRIME
Nav Prime is your business credit hub. Monitor and build your scores, get 1-on-1 guidance, and simplify your path to funding opportunities.
Take your next steps with confidence. Nav Prime connects the dots between building business credit and gaining financial flexibility.
credit health dashboard
Track business and personal credit scores side-by-side. Filter to view what matters most for loans, credit cards, and more.
BUSINESS CREDIT COACHING
Nav Prime puts powerful tools at your fingertips. Our coaches can show you how to leverage them to help maximize your progress.
NAV LOANS POWERED BY FUNDBOX
Apply for lines of credit matched to your profile. Building credit with Nav Prime may improve your chances of approval.*
Loans and lines of credit are made available by Fundbox or its bank partners, First Electronic Bank and Lead Bank. An application is still required before funds are disbursed. Nav Loans is a tool offered by Nav to facilitate approval and access to financing information for certain loan products provided by Nav partners. All offers are subject to lender underwriting and approval. If approved, Nav Prime members can save a 1% discount on fees when making a draw through their Nav account.
HOW IT WORKS
Good business credit doesn’t happen overnight. We’re here to be your guide, with powerful tools to support your journey.
Check where you stand in minutes
Search for your business credit history with Experian, Dun & Bradstreet, and Equifax. Get your general credit standing for free, or unlock exact scores with Nav Prime.
Track your progress in real time
Understand changes to your business credit scores and what to focus on. With select plans, we submit your Nav Prime membership payments as a tradeline1 to help you build business credit.
Find personalized options
Link a business bank account to see if your revenue may qualify you for lines of credit. Explore vendors with net-30, net-45, or net-60 terms to help manage cash flow.
everything you need
Nav Prime gives you everything you need to build business credit and get prepared for funding opportunities, with coaching along the way — for an incredible price.
Nav Prime membership tradeline¹
Get tradeline reporting automatically with your monthly payments.
Nav Credit Builder Card²
Build business credit and earn rewards³ (in beta, not included at signup)
Detailed credit reports
Dig into your full credit details to see what lenders see.
Bookkeeping
Use simplified tools that don’t require an accounting degree.
Business Credit Coaching
Get monthly 1-on-1 support to plan your path to funding.
Nav Prime is a holistic solution to help you build, manage, and leverage business credit with one paid membership. You can get a comprehensive view of your business and personal credit health and up to two tradelines2 submitted to all three major business bureaus.
Nav Prime is ideal for small business owners who want to streamline their financial management, build business credit, and explore funding opportunities. It helps both new and established businesses gain better insights into their financial health and improve their creditworthiness.
Nav offers both a free and a paid plan with a Nav Prime membership. The free plan provides basic credit monitoring and reports, while the Nav Prime membership offers more comprehensive monitoring, detailed reports, and enhanced insights.
No, you can upgrade, downgrade, or cancel your Nav Prime membership at any time. If you’re upgrading from one paid plan to another, you’ll be charged a prorated amount immediately, then the regular amount for your new plan at the next billing cycle. Downgrades or cancellations will take effect at the end of your current billing cycle. If you have a past-due payment, downgrades are immediate.
Note: We don’t issue refunds or prorated credits for time remaining on the account.
No, ending your Nav Prime membership will not affect your business credit score. However, canceling means that we will no longer submit tradeline(s)2 on your behalf to help build your business credit profile.