Joseph Kelly is the creator of the ArcLoan Mortgage Management Program. Mr. Kelly has a unique blend of technical, marketing, sales and leadership experience. As a graduate of the University of Virginia with a degree in Aerospace Engineering (yes….a rocket scientist), he realized that the mortgage industry was lacking a critical component – consumer education. From 1991 to 1996, he was ranked among the top 1% of loan officers in the United States. He has also managed a nationally based mortgage business model since 1998 focused on exceptional service and education. In 2007, Mr. Kelly joined a nationally licensed, ethical, pro-consumer mortgage company. This allows allows ArcLoan to offer its mortgage management programs/products in all 50 states.