Amex Launches Blue Cash Business Card, Ends SimplyCash Offer

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American Express business cards have been a staple for savvy business owners for a while now. Their SimplyCash program offered flexible earning and spending perks along with the customer confidence that comes with carrying an Amex in your wallet.  As of July 18th, 2019, there have been significant changes to their card lineup, however, and some of the program features you’re used to are getting better. Learn what’s changing, along with what you can look forward to, with their latest Read More

What Is My SBA Loan Payment?

Getting an SBA loan can be an exciting opportunity for financing your next big business milestone. Seen as an alternative to credit unions or other online loan options, they are a business financing path available to many U.S. businesses. Whether you’ve chosen an SBA 7(a) loan, an SBA 504 loan, or one of the smaller microloans, each program will have a different method for determining rates and repayment schedules. Here’s how you can figure out what your payment will be Read More

The Best Chase Ink Alternatives

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The Chase Ink credit card family is a popular choice for small businesses who want to easily earn with every purchase and pay a low (or no) annual fee for the benefit. From cash to travel rewards, there is a little bit of something for everyone. What if you’ve been denied for a Chase card, or you want to expand your options outside of the Chase Bank universe? There are more than a couple solutions that can give you comparable Read More

What Are the Current SBA Loan Requirements?

It’s common for a business owner to consider taking out an SBA loan. They have matched borrowers with lenders for favorable rates and through a stable lending solution for a variety of business funding needs.  One of the most common questions regarding the application process is “what are the requirements?” Each SBA loan has a slightly different set of rules, but the primary considerations for a business include the following. SBA Loan Requirements Established time in business Excellent personal credit Read More

What Are the Current SBA Loan Rates?

Small Business Administration (SBA) loans are among the most popular and reliable ways for small businesses to secure funding. As with any financial product, however, loan rates change. What are the rates for business owners looking to get financing? It depends on the specific SBA loan: SBA 504 current rate is 4.65 – 4.94% SBA 7(a) current rate ranges from Prime + 2.75% to Prime + 4.75% SBA Microloan current rate is 7.75 – 8.5% Remember, prime rate changes all Read More

Chase Introduces New Southwest Rewards Credit Card

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Fans of the popular  have another reason to keep flying. Chase launched another Southwest-branded business credit card, called the . What does it offer? How is it different from previous cards? Is it worth it if you don’t fly all the time? Here’s the scoop on earning Rapid Rewards and getting big bonuses during the card’s initial launch period. Big Bonuses for Business Card Holders Small businesses have a buffet of credit card options available to them. If you fly Read More

12 Top Sources of Startup Funding

While startup companies are technically a particular type of small businesses, they operate very differently. From how they launch, to how they are funded, they have a unique aspect to them that not everyone understands. High-growth tech startups, for example, have a significantly different funding strategy that may not even include outside money. Learn why startups are different, and see the top sources of startup funding offered by the finance market today. Startups vs. Small Businesses As we mentioned, startups Read More

How to Get a Business Loan

No matter what stage of growth your small business is in, there’s going to come a time when a little extra cash could come in handy. Perhaps you want to refinance debt, expand your operations, get equipment financing, or pay for a product launch. Whatever the need, a small business loan is one of the most sought-after methods of funding. How to get a business loan in six simple steps Learn how banks assess you. Know the factors to creditworthiness, Read More

What is Rewards Crowdfunding?

Thanks to innovative, entrepreneur-driven platforms like Shark Tank, you no longer have to be a big name in the marketplace to launch something new. But there’s another way to get attention and financial support for your dream: crowdfunding. While not brand-new, it’s evolved much over the years, and one of the most notable (and fun) ways to get cash for your dream involves kicking back a few perks to your supporters. Rewards crowdfunding is incredibly effective, but why? What does Read More

Is an Unsecured Business Line of Credit Right for You?

Cash is something all companies seem to need more of at some point in their business life cycle. While there are several ways to get it, one path that seems to be growing in popularity is the business line of credit. Like loans, these come in two flavors: secured and unsecured. Here’s a bit more about the unsecured version and the possibilities it offers. It might be just what you need to grow your offerings or pay down more expensive Read More