Michelle Lambright Black

Michelle Lambright Black is a credit expert and finance writer with more than 20 years of experience covering consumer credit, business credit, lending, small business financing, and money management. She specializes in translating complex credit reporting, credit scoring, and underwriting concepts into clear, practical guidance for business owners and consumers.

Michelle’s work has appeared in national publications including USA Today, Forbes Advisor, Fortune Recommends, Reader’s Digest, Experian, FICO, LendingTree, Bankrate, Yahoo Finance, Business Insider, and Buy Side from The Wall Street Journal. She is the founder of CreditWriter.com, an award-winning personal finance and credit education platform, and has served as an expert witness in credit-related legal matters. Michelle holds a B.A. in Spanish and French from Winthrop University, where she graduated summa cum laude.