Michelle Black

Michelle Black

Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert with over a decade and a half of experience in the credit industry. She’s an expert on credit reporting, credit scoring, identity theft, budgeting, and debt eradication. Michelle is also an experienced personal finance and travel writer. You can connect with Michelle on Twitter (@MichelleLBlack) and Instagram (@CreditWriter).

Articles by Michelle Black

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Rental Property Mortgage Rates — What to Expect

Buying a rental property isn’t always an easy process. To become a landlord, there are a lot of responsibilities you’ll …

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How to Make an Income Statement

An income statement, also called a profit and loss statement (or P&L), is a helpful tool you can use to …

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How to Become a Landlord: 11 Steps

Owning a rental property can be a great way to earn money. Perhaps you want to create a new stream …

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Rental Property Loans — Where to Find Them and How They Work

Becoming a landlord can potentially be a smart investment, especially in our current national climate. The number of Americans who …

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Cash Flow Statement Template

A cash flow statement is a report that tracks the money that flowed into and out of your business over …

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What Is an Income Statement?

An income statement provides an at-a-glance summary that shows whether your business is earning a profit or losing money. Download …

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Income Statement and Balance Sheet Examples

Income statements and balance sheets are reliable ways to measure the financial health of your business. Click below to download …

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What Is Cross Collateralization?

At some point in the life of your business, you may need to borrow money. Whether you want to take …

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What Do I Need to Open a Business Bank Account?

Opening a business bank account is an important step in the timeline of any new company. Without a business bank …