Best business credit card welcome offers - Nav

Best business credit card welcome offers right now

Gerri Detweiler's profile

Gerri Detweiler

Education Consultant, Nav

July 27, 2021|3 min read
business owner at work

Editorial note: Our top priority is to give you the best financial information for your business. Nav may receive compensation from our partners, but that doesn’t affect our editors’ opinions or recommendations. Our partners cannot pay for favorable reviews. All content is accurate to the best of our knowledge when posted.

If you’re like most entrepreneurs, you’ve been too busy this past year dealing with a crazy economy to worry about whether you’re using the right business credit card. As long as you were able to keep paying your cards on time, you did just fine. With business ramping up again, though, many card issuers are eager for new customers and are trying to reach them with appealing welcome offers. 

So whether you’re looking to save money with a 0% APR limited-time offer to free up cash flow, bonus travel rewards to help you get back on the road, or some extra cash back to spend however you choose, this can be an excellent time to consider a new credit card.  

Here are 6 credit card welcome offers you won’t want to miss:

1. Intro APR + Welcome Offer

The Blue Business® Plus Credit Card from American Express

The Blue Business® Plus Credit Card from American Express combines a generous 0% introductory APR with an attractive welcome offer.

Welcome offer:

0% on purchases for 12 months from date of account opening

.

Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

The Blue Business® Plus Credit Card from American Express

American Express is a Nav Partner | Terms, Rates & Fees | Terms apply

A great business card for flexible spending and travel rewards points.

Pros

  • Competitive intro APR offer and rewards rate
  • No annual fee
  • For a limited time, earn Membership Rewards® points on initial spending.

Cons

  • Foreign transaction fee.

Intro APR

0% on purchases for 12 months from date of account opening

Purchase APR

17.49% - 27.49% Variable

Annual Fee

$0

Welcome Offer

Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

2. Best Hotel Rewards Welcome Offer

The Hilton Honors American Express Business Card

Hilton looks forward to welcoming back business travelers. If you’re in that category, you’ll want to take a look at this incredible welcome offer for the The Hilton Honors American Express Business Card asap. 

Earn 130,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership.

The Hilton Honors American Express Business Card

American Express is a Nav Partner | Terms, Rates & Fees | Terms apply

A great card for the frequent business traveler who enjoys staying at Hilton properties. This card comes with a Hilton rewards status which allows you to enjoy travel perks from room upgrades to bonus points to earn free nights.

Pros

  • Generous welcome offer and reward bonus structure.

Cons

  • Higher interest rate and an annual fee.

Intro APR

N/A

Purchase APR

19.99% - 28.99% Variable

Annual Fee

$195

Welcome Offer

Earn 130,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership.

3. Also Competitive

Marriott Bonvoy Business® American Express® Card

If you prefer Marriott properties when you travel, then consider the Marriott Bonvoy Business® American Express® Card which also rewards new cardholders with valuable bonus points. 

Welcome Offer:

WELCOME OFFER: Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership.

Marriott Bonvoy Business® American Express® Card

American Express is a Nav Partner | Terms, Rates & Fees | Terms apply

A good option for racking up hotel points. Comes with membership, travel, and airport perks.

Pros

  • Earn valuable points with Marriott Bonvoy Hotels and other popular spending categories
  • Free Night Awards each year.

Cons

  • Marriott Bonvoy points are most valuable when you understand how to use them.

Intro APR

N/A

Purchase APR

19.99% - 28.99% Variable

Annual Fee

$125

Welcome Offer

WELCOME OFFER: Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership.

4. Best Airline Rewards Card Welcome Offer

Delta SkyMiles® Platinum Business American Express Card

Delta frequent fliers can benefit from a variety of rewards if they carry a Delta co-branded credit card, including priority boarding and free checked bags. If it’s a generous welcome offer you’re looking for, the Delta SkyMiles® Platinum Business American Express Card delivers. 

Welcome Offer: Earn 70,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.

However this card does carry an annual fee of $350 and if you find that too steep, consider the Delta SkyMiles® Gold American Express Card instead. 

Delta SkyMiles® Platinum Business American Express Card

American Express is a Nav Partner | Terms, Rates & Fees | Terms apply

A great card for business travelers who are loyal Delta flyers. Generous welcome offer and access to next-level travel perks for you and your employees.

Pros

  • Amazing limited time offer! Perks when flying with Delta
  • Makes it easier to earn Medallion elite status.

Cons

  • High annual fee
  • Delta SkyMiles are not worth as much as other airline miles.

Intro APR

N/A

Purchase APR

19.99% - 28.99% Variable

Annual Fee

$350

Welcome Offer

Welcome Offer: Earn 70,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.

5. Also Competitive

​​Citi® / AAdvantage Business™ World Elite Mastercard®

If American Airlines is your preferred airline, the Citi® / AAdvantage Business™ World Elite Mastercard® is for you. Enjoy preferred boarding on American Airlines flights and get a free checked bag on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.

Welcome Offer:

For a limited time, earn 75,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 5 months of account opening.

Citi® / AAdvantage Business™ World Elite Mastercard®

Citi is a Nav Partner | Terms, Rates & Fees

American Airlines flyers earn travel perks and build business credit.

Pros

  • Provides great benefits with American Airlines and increased rewards on gas and dining.

Cons

  • No rewards on spending outside of specific categories.

Intro APR

N/A

Purchase APR

20.24% - 29.24% (Variable)

Annual Fee

$99, waived for first 12 months

Welcome Offer

For a limited time, earn 75,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 5 months of account opening.

6. Best Cash Rewards Bonus Card

Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card

Maybe you’re just looking for a credit card that will give you a bonus cash reward. If you’re looking for a personal credit card with a cash back bonus, the Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card is a solid offer that doesn’t carry a high spending requirement. Plus this card’s annual fee is $0.00

Welcome offer:

$300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.

Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card

Terms, Rates & Fees

A great card to earn simple, flat-rate cash back with no annual fees.

Pros

  • No annual cap and cash rewards don’t expire

Cons

  • Tiers need to be met to receive higher rewards rates

Intro APR

0% for 9 billing cycles on purchases

Purchase APR

17.49% - 27.49% Variable APR on purchases

Annual Fee

$0.00

Welcome Offer

$300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.

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  • Photo of Gerri Detweiler, blond woman in dark jacket smiling at camera

    Gerri Detweiler

    Education Consultant, Nav

    Gerri Detweiler, a financing and credit expert, has been featured in 4,500+ news stories and answered 10,000+ credit and lending questions online. In addition to Nav, her articles have appeared on Forbes, MarketWatch, and Startup Nation. She is the author or co-author of six books, including Finance Your Own Business, and she has also testified before Congress on consumer credit legislation.