The 6 Most Overlooked Business Credit Cards

The 6 Most Overlooked Business Credit Cards

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Some small business credit cards seem to get all of the attention. These are the flashy cards that offer impressive perks or valuable points that can be transferred to airline miles. But behind the scenes are a few lesser known cards that offer unique rewards that can be equally valuable.

Here are six of the most overlooked credit cards, and why you should take notice of them:

1. Capital One Spark Cash

Capital One® Spark® Cash for Business

Earning unlimited 2% cash back could mean thousands of dollars each year going back into your Learn More

This card doesn’t grab a lot of attention, but it offers outstanding rewards. You start off with a $500 cash bonus once you spend $4,500 on purchases within the first three months of account opening. Other benefits include purchase security, extended warranty coverage, and quarterly summaries. You also earn 2% cash back on all purchases, with no limits. There’s an annual fee of $0 intro for first year; $95 after that, and no foreign transaction fees.

2. JetBlue Business Card

This airline credit card for small businesses offers rewards and benefits that go well beyond the standard frequent flyer card. You receive 30,000 bonus points after spending $1,000 on new purchases within the first 90 days of account opening. You also earn 6x points on JetBlue purchases, 2x points at restaurants and office supply stores, and one point per dollar spent on all other purchases.

Benefits include a free checked bag, a 50% savings on inflight purchases, and 10% of your redeemed miles back. You also receive TrueBlue Mosaic elite status when you use your card to make $50,000 worth of purchases in a calendar year. There’s a $99 annual fee for this card, and no foreign transaction fees.

3. The Plum Card from American Express

The Plum Card® from American Express OPEN
American Express is a Nav Partner
Terms, Rates & Fees

The Plum Card® from American Express OPEN

Paying early pays off: Get a 1.5% discount when you pay early, with no cap on Learn More

This unique charge card offers you the flexibility to earn competitive rewards, or to extend payment. If you opt to pay early, you’ll earn a 1.5% Early Pay Discount with no limit. But when your business’s cash flow is tight, you can have up to 60 days to pay with no interest charges. There’s an annual fee of $0 introductory annual fee your first year, then $250..

4. CitiBusiness / AAdvantage Platinum Select

This card currently offers new applicants 60,000 bonus miles after spending $3,000 in purchases within the first three months of account opening. It also offers double miles on all American Airlines purchases, and one mile per dollar spent elsewhere. But what makes this card special is all of the perks that you will receive when flying on American. It offers a free checked bag, preferred boarding, and access to reduced mileage awards. You can also earn an American Airlines Companion Certificate each year that you spend $30,000 in purchases and renew your card membership. There’s a $95 annual fee for this card that’s waived the first year, and no foreign transaction fees.

5. Southwest Rapid Rewards Premier Business Credit Card from Chase

This card currently offers new applicants 60,000 bonus miles after spending $3,000 within three months of account opening. You also earn 2x points on Southwest purchases, and one point per dollar spent elsewhere. But the beauty of this card is it offers you points that count towards the 110,000 you need to earn a Companion Pass. Once earned, your Southwest Companion Pass is good until the end of the following calendar year, and can be used to add a designated companion to any ticket you are flying on. There’s a $99 annual fee for this card, and no foreign transaction fees.

6. GM BuyPower Business Card from Capital One

GM BuyPower Business Card from Capital One®

Enjoy a onetime bonus of $250 in BuyPower Card Earnings once you spend $3,000 on purchases within 90 Learn More

If you’re craving a new Corvette, or any other new Chevrolet, Buick, GMC or Cadillac vehicle, then you need to consider this card. It offers you rewards that are good towards the sale or lease of a new car from an authorized GM dealer. You get 5% earnings on purchases of GM parts, accessories and service at authorized GM Dealers,  3% on purchases at gas stations, restaurants and office supply stores, and 1% elsewhere. Rewards can be redeemed for any GM vehicle, with no earnings or redemption limitations. It also comes with 12 months of 0% APR promotional financing on new purchases. There’s no annual fee for this card.

More Cards to Consider

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About the Author — Jason Steele is an expert in the credit card industry. He is frequently quoted in national media and his work is regularly featured by mainstream outlets such as Yahoo! Finance, MSN Money, and Business Insider.

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