The Most Overlooked Business Credit Cards | Nav - Nav

The most overlooked business credit cards

Jason Steele's profile

Jason Steele

May 5, 2025|2 min read

Summary

  • check_circleCards like The Plum Card® from American Express offer unique rewards and benefits.​
  • check_circleThese overlooked cards may provide advantages such as travel perks, flexible payment options, and cash flow management.​
  • check_circleExploring less-known credit cards can uncover valuable tools tailored to your business needs.

Editorial note: Our top priority is to give you the best financial information for your business. Nav may receive compensation from our partners, but that doesn’t affect our editors’ opinions or recommendations. Our partners cannot pay for favorable reviews. All content is accurate to the best of our knowledge when posted.

Some small business credit cards seem to get all of the attention. These are the flashy cards that offer impressive perks or valuable points that can be transferred to airline miles. But behind the scenes are a few lesser known cards that offer unique rewards that can be equally valuable.

Here are the most overlooked credit cards, and why you should take notice of them:

1. JetBlue Business Card

This airline credit card for small businesses offers rewards and benefits that go well beyond the standard frequent flyer card. You receive 30,000 bonus points after spending $1,000 on new purchases within the first 90 days of account opening. You also earn 6x points on JetBlue purchases, 2x points at restaurants and office supply stores, and one point per dollar spent on all other purchases.

Benefits include a free checked bag, a 50% savings on inflight purchases, and 10% of your redeemed miles back. You also receive TrueBlue Mosaic elite status when you use your card to make $50,000 worth of purchases in a calendar year. There’s a $99 annual fee for this card, and no foreign transaction fees.

*All information about the JetBlue Business Card credit card has been collected independently by Nav. This card is not currently available through Nav. To see what business credit cards are available, please visit the Nav Credit Card Marketplace.

2. The Plum Card® from American Express

This unique card offers you the flexibility to earn competitive rewards, or to extend payment. Paying early pays off: earn an unlimited 1.5% Early Pay Discount on eligible charges paid within 10 days of your statement closing date and see the discount applied to your next statement when you pay at the least the Minimum Payment Due by the Payment Due Date. But when your business’s cash flow is tight, you can have up to 60 days to pay with no interest charges. There’s an annual fee of $250‡.

The Plum Card® from American Express

American Express is a Nav Partner | Terms, Rates & Fees | Terms apply

Enjoy payment flexibility with the option to carry a balance interest-free for up to 60 days as long as you make the minimum payment on your due date.

Pros

  • 60 day interest grace period or 1.5% discount.

Cons

  • High annual fee.

Intro APR

N/A

Purchase APR

All charges made on this charge card are due and payable when you receive your periodic statement.

Annual Fee

$250‡

Welcome Offer

N/A

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  • Jason Steele author profile photo

    Jason Steele

    As one of the nation's leading experts in credit cards award travel, Jason Steele has been published in over 100 outlets. His articles are regularly syndicated to Yahoo! Finance, MSN Money and other mainstream outlets. Jason is also the founder of CardCon, which is the annual conference for credit card and consumer credit media.