The Best Chase Ink alternatives - Nav

The Best Chase Ink alternatives

Gerri Detweiler's profile

Gerri Detweiler

Education Consultant, Nav

July 3, 2019|2 min read
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The Chase Ink credit card family is a popular choice for small business owners who want to easily earn points or miles with every purchase. From cash to travel rewards, there is a little bit of something for everyone. 

But if you already have several Chase cards and are looking to diversify the business credit cards in your wallet, you may want to consider other options. 

Here are some of the best Chase Ink alternatives, each with a focus on value and buying power.

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Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

This business credit card offers a good sign up bonus: $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening. .

On an ongoing basis you can earn generous cash back rewards: 3% cash back in the category of your choice (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter), 2% cash back on dining purchases (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter), and 1% cash back on all other purchases..

And if you need to finance purchases over time, the intro APR of 0% for 9 billing cycles on purchases can be an excellent way to do that. 

The annual fee is $0.00. If you make purchases outside the U.S. you’ll want to be aware of the foreign transaction fee of 3% of the U.S. dollar amount of each transaction

Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

Terms, Rates & Fees

No annual fee and 3% cash back in your category of choice.

Pros

  • No annual fee
  • Generous rewards structure.

Cons

  • Rewards cap on dining

Intro APR

0% for 9 billing cycles on purchases

Purchase APR

17.49% - 27.49% Variable APR on purchases

Annual Fee

$0.00

Welcome Offer

$300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.

The American Express Blue Business Cash™ Card

If you’re looking for a business credit card with a generous intro APR, you’ll want to check out The American Express Blue Business Cash™ Card. It offers 0% on purchases for 12 months from date of account opening.

It’s a cash back rewards card that offers a straightforward and competitive rewards structure. Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%..

The annual fee is $0

The American Express Blue Business Cash™ Card

American Express is a Nav Partner | Terms, Rates & Fees | Terms apply

One of the highest cash back rates available for small business cards.

Pros

  • Attractive intro financing offer
  • High rates of cash back for business spending
  • No annual fee.

Cons

  • No rewards bonus for initial spending
  • Foreign transaction fees.

Intro APR

0% on purchases for 12 months from date of account opening

Purchase APR

17.49% - 27.49% Variable

Annual Fee

$0

Welcome Offer

Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.

Great business credit card options for business owners

The cards featured here are just some of the business credit card options you may want to consider. The right combination of fees, interest rates and rewards will depend on your spending habits. It’s possible to earn 3-10x your fees in rewards with a card that’s perfectly suited to the way your business spends. 

Access better funding options with a solution you can’t get anywhere else

Reduce the pain in financing with streamlined applications, instant offers and approval rates that are 3.5X higher than industry averages

Build your foundation with Nav Prime

Options for new businesses are often limited. The first years focus on building your profile and progressing.

  • Photo of Gerri Detweiler, blond woman in dark jacket smiling at camera

    Gerri Detweiler

    Education Consultant, Nav

    Gerri Detweiler, a financing and credit expert, has been featured in 4,500+ news stories and answered 10,000+ credit and lending questions online. In addition to Nav, her articles have appeared on Forbes, MarketWatch, and Startup Nation. She is the author or co-author of six books, including Finance Your Own Business, and she has also testified before Congress on consumer credit legislation.