Business Credit Scores
Build business credit with up to 2 tradelines from Nav Prime
Get tradelines submitted monthly to the major business credit bureaus. No hard credit checks or minimum credit requirements.
New Nav Prime members who subscribe on or after February 1, 2026 are currently eligible for one business tradeline with select membership plans. A second tradeline option is coming soon — learn more at www.nav.com/nav-credit-builder-card. Additional tradelines remain available through April 1, 2026 for Nav Prime members who enrolled and were approved for the Nav Prime Card prior to February 1, 2026.
2.7M+small business owners have trusted Nav
4.5/5Rated Excellent on Trustpilot
Rated A+BBB Accredited
4.9/5from 18.5K+ reviews on the Apple App Store
AUTOMATIC TRADELINES
Maximize credit building
Get up to 2 tradelines1 submitted monthly to Experian, Dun & Bradstreet, and Equifax to build business credit history.
Get rewarded while you build business credit Coming soon
Meet the all-new Nav Credit Builder Card, with cash back rewards and a credit limit that grows with your sales. Create a free Nav account to join the waitlist and receive updates.
YOUR MEMBERSHIP
Invest in your success
Getting credit reports elsewhere would cost you 4x more each month.2
Pay monthly
Pay quarterly
save 20%
5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion
Exclusive discounts on fees from Nav’s trusted lending partner3
Build
Popular$49.99
/ mo
For growing businesses looking to build business credit with up to 2 tradelines¹
Build with Prime5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion
Exclusive discounts on fees from Nav’s trusted lending partner3
One tradeline to build business credit (membership payment)
Bookkeeping tools to manage cash flow and simplify tax prep
Coming soon: Nav Credit Builder Card with a second tradeline opportunity (not included at signup)
5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion
Exclusive discounts on fees from Nav’s trusted lending partner3
One tradeline to build business credit (membership payment)
Bookkeeping tools to manage cash flow and simplify tax prep
Coming soon: Nav Credit Builder Card with a second tradeline opportunity (not included at signup)
Business Credit Coaching
FICO SBSS score to track eligibility with 7,500+ lenders — and the SBA
Personal and business credit
Monitor business and personal credit with 1 login
Both business and personal credit are important for your business. Get the full view of your credit health with Nav Prime.
See credit changes instantly
Things happen. Get pinged when they do. Celebrate your wins, monitor for fraud, and learn how to fix errors if you need to.
Nav is a recommended solution for building business credit
Enhance the tools you need to reach your business credit goals with confidence.
Detailed credit reports
Access your full credit details
Get the inside scoop to see what lenders, clients, and partners see.
Key factors
Make the right moves
Explore the key factors impacting your credit scores like payment history and outstanding balance.
Credit trends
See your credit progress over time
Know where you stand and celebrate the milestones that help your business grow.
Why our customers love Nav
Meet the small business owners who are redefining their business journey with Nav.
“I log into Nav everyday. Once I got into building business credit, I became obsessed with checking it on Nav.”
Brynn K.
KINGS MOBILE DETAIL
“Their credit reports are extremely helpful, very clear, and informative, and they are all offered at a fraction of the cost that it would be if a business purchased individual business memberships from each credit bureau. And on top of it, they consistently report a credit line to the business credit bureaus once a month.”
Sergio C.
ENERGY COMPANY
Frequently asked questions
Unlock your credit scores
Get free report summaries or access detailed credit reports and more with Nav Prime. Just enter your basic business details.