Nav Prime
Get the credit you deserve
Join over 300,000 small business owners who have built business credit history and managed credit with Nav Prime.
MEET NAV Prime
Build a business with staying power
No more guessing or going at it alone. Build business and personal credit together, manage cash, and get the support only Nav Prime can provide along the way.
Why our customers love Nav Prime
“When Nav started Nav Prime, I was sold. I get two tradelines for building business credit! I’m never leaving Nav.”
Brynn K.
Kings Mobile Detail
“Nav has taken that zero-to-two year mark and said, ‘We want to build a relationship with you and see that business credit grow through Prime.’”
Ryan L.
BCK Ranch
“Here’s the advice I give to any new business owners — get your LLC setup, and get Nav. I started building business credit with Nav before I even started accepting clients, which made getting started working with vendors a whole lot easier.”
Dasia G.
Holu Cleaners
The Nav Prime bundle
Big tools for small business
Custom-made for small business owners who want a way to build business and personal credit together, and manage their money without second guessing.
Credit Building
Maximize credit building
Get up to 3 credit-building accounts (aka, tradelines) — 2 business and 1 personal. These are submitted monthly to the major bureaus to build business and personal credit together.
Credit Health
Deeply understand your credit
Skip the credit bureau jargon and learn what actually matters for building credit. Unlock up to 6 business and personal scores to track your total progress in one place.
Cash flow health
Manage dollars with sense
Nav Business Checking is your starter bank account. Keep your books and transactions tidy while you build credit.
Guidance
Level up your business
Set yourself up for success with a dedicated Nav business credit coach. Plus, get cash flow trends and credit insights to guide your journey.
everything you need
The business growth starter pack
Swap reactivity for proactivity. Get the tools you need to build your financial foundation and take control of your business decisions.
Nav Prime membership tradeline
Get tradeline reporting automatically with your monthly payments.
Nav Prime Card
New! Build business and personal credit together: 1 card, 2 tradelines.¹
Detailed credit reports
Dig into your full credit details to see what lenders see.
Bookkeeping
Use simplified tools that don’t require an accounting degree.
Nav Business Checking
Bank where you build business credit.
Business credit coaching
Connect with one of Nav’s dedicated credit coaches.
Nav Technologies, Inc. is a financial technology company and not a bank. Banking services provided by Thread Bank, Member FDIC. The Nav Visa® Business Debit Card and the Nav Prime Charge Card are issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted. See Cardholder Terms for additional details. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. All other features of the Nav Prime membership are not associated with Thread Bank.
Your membership
Invest in your success
Credit reports alone would cost you up to $300 per month to get elsewhere. Find the support you need to grow wherever you are in your business journey.²
Pay monthly
Pay quarterly
save 20%
Track
$39.99
/ mo
For new business owners looking to monitor credit, or established ones who want to protect it
Track with Prime5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion
One tradeline to build business credit (membership payment)
Build
Popular$49.99
/ mo
For growing business owners looking to build business credit³ with up to two tradelines
Build with Prime5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion
One tradeline to build business credit (membership payment)
Second tradeline to build business credit (Nav Prime Card)⁴
Nav Business Checking account
Bookkeeping tools to manage cash flow and simplify taxes
Expand
$74.99
/ mo
For business owners seeking one-on-one guidance from an expert to reach their next level
Expand with Prime5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion
One tradeline to build business credit (membership payment)
Second tradeline to build business credit (Nav Prime Card)⁴
Nav Business Checking account
Bookkeeping tools to manage cash flow and simplify taxes
Dedicated business credit coach
FICO SBSS score to track eligibility with 7,500+ lenders — and the SBA
FAQs
Get your business roadmap
Nav Prime is the only membership that helps you build, manage, and leverage your small business’s credit in one place.