
FUNDING READINESS Now in beta
Learn what matters most to help improve your chances of approval for loans, credit cards, or trade credit — before you apply.

GET FUNDING-READY
Track credit, cash flow, and funding readiness in real time. With select plans, build business credit and get 1-on-1 support to help improve your eligibility.
Pay monthly
Pay quarterly
save 20%
Unlock powerful tools with a Nav Prime membership. Credit reports would cost you 4x more elsewhere.¹
Free
$0
/ mo
For businesses seeking a general idea of their funding readiness and approval odds
Sign up for freeFree features
Basic funding readiness summary for loans, credit cards, and trade credit
Basic business credit range and high level data from the major bureaus
1 personal credit score and report from Experian
Basic cash flow tracking across unlimited accounts
Track
$39.99
/ mo
For businesses who want to understand and monitor their current funding readiness
Join Nav PrimeEnhanced features with Track
Funding readiness assessment for loans, credit cards, and trade credit
Business credit scores, reports, and alerts from the major bureaus
2 personal credit scores and reports from Experian and TransUnion
Exclusive discounts on fees from Nav’s trusted lending partner2
Build
$49.99
/ mo
For businesses looking to build business credit to help improve their funding readiness
Join Nav PrimeEnhanced features with Build
Tradeline to build business credit3 (membership payment)
Funding readiness assessment for loans, credit cards, and trade credit
Bookkeeping tools to manage cash flow and simplify tax prep
Coming soon: Nav Credit Builder Card4 with a second tradeline opportunity (not included at signup)
Expand
$74.99
/ mo
For businesses who want 1-on-1 guidance to help maximize their funding readiness
Join Nav PrimeEnhanced features with Expand
Tradeline to build business credit,3 plus Business Credit Coaching
Monthly coaching to break down your action plan for funding readiness
FICO SBSS score to track eligibility with 7,500+ lenders
Coming soon: Nav Credit Builder Card4 with a second tradeline opportunity (not included at signup)
Free
$0
/ mo
For businesses seeking a general idea of their funding readiness and approval odds
Sign up for freeFree features
Basic funding readiness summary for loans, credit cards, and trade credit
Basic business credit range and high level data from the major bureaus
1 personal credit score and report from Experian
Basic cash flow tracking across unlimited accounts
Unlock powerful tools with a Nav Prime membership. Credit reports would cost you 4x more elsewhere.¹
Pay monthly
Pay quarterly
save 20%
Track
$39.99
/ mo
For businesses who want to understand and monitor their current funding readiness
Join Nav PrimeEnhanced features with Track
Funding readiness assessment for loans, credit cards, and trade credit
Business credit scores, reports, and alerts from the major bureaus
2 personal credit scores and reports from Experian and TransUnion
Exclusive discounts on fees from Nav’s trusted lending partner2
Build
$49.99
/ mo
For businesses looking to build business credit to help improve their funding readiness
Join Nav PrimeEnhanced features with Build
Tradeline to build business credit3 (membership payment)
Funding readiness assessment for loans, credit cards, and trade credit
Bookkeeping tools to manage cash flow and simplify tax prep
Coming soon: Nav Credit Builder Card4 with a second tradeline opportunity (not included at signup)
Expand
$74.99
/ mo
For businesses who want 1-on-1 guidance to help maximize their funding readiness
Join Nav PrimeEnhanced features with Expand
Tradeline to build business credit,3 plus Business Credit Coaching
Monthly coaching to break down your action plan for funding readiness
FICO SBSS score to track eligibility with 7,500+ lenders
Coming soon: Nav Credit Builder Card4 with a second tradeline opportunity (not included at signup)
HOW IT WORKS
Get a clearer picture of what may affect your eligibility and ways to improve, powered by insights from your profile and previously funded businesses.

Find your credit reports with the bureaus and connect your business bank account.

Identify key factors lenders and vendors may use to evaluate your business.

Get clear next steps to help you work to improve your eligibility.

business credit coaching Available with Nav Prime Expand
Check in monthly with a dedicated coach. Get personalized guidance on what you may qualify for and where to focus to help improve your chances of approval.
Meet the small business owners who are redefining their business journey with Nav.⁵
“That’s what I need — someone saying ‘do this, do that’… [My coach] sent me a list of homework, which is what I needed. You’re not shooting in the dark when you got Nav.”
Fabian C.
Rated R Cleaning

Learn how lenders and vendors evaluate your business before you apply.