The free credit and financial health platform built for small business owners
See your business and personal credit in one place, plus a customized shortlist of your best business financing options. All without impacting your credit score. Understand where your business stands today and get tips to move forward.
How Nav works
See your credit profiles
Watch your business and personal credit health side by side.
Build your credit with Nav Prime
Get up to 3 credit-building accounts (aka, tradelines) — 2 business and 1 personal.
Access credit for your business
Get matched to a loan, credit card, or line of credit that fits you and your needs.
See your credit profiles
Watch your business and personal credit health side by side.
Build your credit with Nav Prime
Get up to 3 credit-building accounts (aka, tradelines) — 2 business and 1 personal.
Access credit for your business
Get matched to a loan, credit card, or line of credit that fits you and your needs.
Personal and business credit
Monitor business and personal credit with 1 login
Both business and personal credit are important for your business. Get the full view of your credit health with Nav Prime.
Real-time alerts
See credit changes instantly
Things happen. Get pinged when they do. Celebrate your wins, monitor for fraud, and learn how to fix errors if you need to.
Why our customers love Nav
Meet the small business owners who are redefining their business journey with Nav.
“I like to see where I started and where I can go in the future with Nav’s credit features. I’ve been able to work on both business and personal credit.”
Brynn K.
Kings Mobile Detail
“Their credit reports are extremely helpful, very clear, and informative, and they are all offered at a fraction of the cost that it would be if a business purchased individual business memberships from each credit bureau. And on top of it, they consistently report a credit line to the business credit bureaus once a month.”
Sergio C.
Energy Company
The #1 recommended solution for building business credit
Enhance the tools you need to reach your business credit goals with confidence.
Detailed credit reports
Access your full credit details
Get the inside scoop to see what lenders, clients, and partners see.
Key factors
Make the right moves
Explore the key factors impacting your credit scores like payment history and outstanding balance.
Credit trends
See your credit progress over time
Know where you stand and celebrate the milestones that help your business grow.
The credit platform small business owners call home
Join over 300,000 small business owners who have built business credit history and managed credit with Nav Prime.
Pay monthly
Pay quarterly
save 20%
Track
$39.99
/ mo
For new business owners looking to monitor credit, or established ones who want to protect it
Track with Prime5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion
One tradeline to build business credit (membership payment)
Build
Popular$49.99
/ mo
For growing business owners looking to build business credit³ with up to two tradelines
Build with Prime5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion
One tradeline to build business credit (membership payment)
Second tradeline to build business credit (Nav Prime Card)⁴
Nav Business Checking account
Bookkeeping tools to manage cash flow and simplify taxes
Expand
$74.99
/ mo
For business owners seeking one-on-one guidance from an expert to reach their next level
Expand with Prime5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion
One tradeline to build business credit (membership payment)
Second tradeline to build business credit (Nav Prime Card)⁴
Nav Business Checking account
Bookkeeping tools to manage cash flow and simplify taxes
Dedicated business credit coach
FICO SBSS score to track eligibility with 7,500+ lenders — and the SBA
FAQs
Unlock your credit scores
Get free summary reports or access detailed credit reports and more with Nav Prime. Just enter your basic business details to get started.