Line of Credit by Kabbage

Line of Credit by Kabbage

Kabbage provides working capital to small businesses. They link to your bank or merchant accounts to understand your cash flow and decide what amount you can afford to borrow. The service is easy to use if you need some cash quickly. The approval process can take as few as 7 minutes and you will receive the funding immediately.

Nav's Verdict

40% Complete
Effort to Apply
10% Complete
Funding Speed
10% Complete
Repayment Terms
60% Complete


Bottom Line

It's expensive but a great way to cover cash flow emergencies. This would be a good option if other cheaper alternative is unavailable or takes too long.


Minimal Documentation. Fast Approval & Funding. No prepayment penalty.


High Interest Rates. Short Repayment terms. Taking over your Paypal and Bank Accounts.

Qualification requirements

Business Sales Data

Online credit card sales, checking, Quickbooks, etc...

Time in Business

At least 12 months in business


Strong business and personal credit.

Application requirements


Personal and business financial information

Personal Identification

Social security, valid driver's license or passport information, birthdate

Contact Information

Business name, applicant name, and contact details

Personal Taxes

Past tax returns (we can retrieve electronically)


Names of business owners and ownership percentages

Business Details

Tax identification number, type of business, date of inception


Formation and other business documentation

20% - 90% APR
Repayment Terms
Monthly payments for 6 or 12 months
Funding Amount
$500 - $250,000
Funding Speed
As fast as 7 minutes.
All digital


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