Nav Prime

Build a business with staying power

Join over 250,000 small business owners who have built business credit history and managed credit with Nav Prime.




Meet Nav Prime

Building a less rocky road to financial health

No more guessing or going at it alone. Build business credit, manage cash, and get the support only Nav Prime can provide along the way.

Why our customers love Nav Prime

“When Nav started Nav Prime, I was sold. I get two tradelines for building business credit! I’m never leaving Nav.”

Brynn K.

Kings Mobile Detail

“Nav has taken that zero-to-two year mark and said, ‘We want to build a relationship with you and see that business credit grow through Prime.’”

Ryan L.

BCK Ranch

“Here’s the advice I give to any new business owners — get your LLC setup, and get Nav. I started building business credit with Nav before I even started accepting clients, which made getting started working with vendors a whole lot easier.”

Dasia G.

Holu Cleaners


Nav Prime

Big tools for small business

Custom-made for small business owners who want to build business credit and manage their money without second guessing.


Credit Health

Deeply understand your credit

Skip the credit bureau jargon and learn what actually matters for building business credit. Unlock up to 6 business and personal scores to track your total progress in one place.


Credit Building

Simplify business credit growth

Get up to 2 tradelines submitted monthly to the major business credit bureaus. No hard credit checks.


Cash flow health

Manage dollars with sense

Nav Business Checking is your starter bank account. Plus, keep your books and transactions tidy while you build business credit.



Guidance

Level up your business

Set yourself up for success with a dedicated Nav business credit coach. Plus, get cash flow trends and credit insights to guide your journey.


Everything you need

The business growth starter pack

Swap reactivity for proactivity. Get the tools you need to build your financial foundation and take control of your business decisions.

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Nav Prime membership tradeline

Get tradeline reporting automatically with your monthly payments.

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Nav Prime Card¹

Build business credit with a second tradeline.

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Detailed credit reports

Dig into your full credit details to see what lenders see.

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Bookkeeping

Use simplified tools that don’t require an accounting degree.

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Nav Business Checking

Bank where you build business credit.

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Business credit coaching

Connect with one of Nav’s dedicated credit coaches.


Your membership

Invest in your success

Credit reports alone would cost you up to $300 per month to get elsewhere. Find the support you need to grow wherever you are in your business journey.²


  • Launch

    $39.99

    / mo

    For newer business owners looking to establish strong business credit

    Get started
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      First tradeline from Nav Prime membership payment

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      Second tradeline when approved for Nav Prime Card

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      Establishes business credit profiles with all major bureaus

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      3 business credit scores

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      Nav Business Checking account

  • Build

    Popular

    $49.99

    / mo

    For maturing business owners looking to build business credit & manage cash

    Get started
    • check

      First tradeline from Nav Prime membership payment

    • check

      Second tradeline when approved for Nav Prime Card

    • check

      Establishes business credit profiles with all major bureaus

    • check

      3 business credit scores

    • check

      Nav Business Checking account


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      5 detailed business and personal credit reports updated every month

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      Real-time credit alerts

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      Credit trends and insights to track progress over time

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      Automated bookkeeping tools

  • Scale

    $74.99

    / mo

    For seasoned business owners gearing up for their next growth opportunity

    Get started
    • check

      First tradeline from Nav Prime membership payment

    • check

      Second tradeline when approved for Nav Prime Card

    • check

      Establishes business credit profiles with all major bureaus

    • check

      3 business credit scores

    • check

      Nav Business Checking account


    • check

      5 detailed business and personal credit reports updated every month

    • check

      Real-time credit alerts

    • check

      Credit trends and insights to track progress over time

    • check

      Automated bookkeeping tools


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      FICO SBSS score to track your eligibility for SBA loans

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      Dedicated business credit coach

FAQs

Get your business roadmap

Nav Prime is the only membership that helps you build, manage, and leverage your business’s credit in one place.

Privacy PolicyTerms of Use

© 2024 Nav Technologies, Inc. All Rights Reserved

California loans arranged pursuant to Department of Financial Protection & Innovation Lenders License 60DBO-98588

Nav Technologies, Inc. is a financial technology company and not a bank. Banking services provided by Thread Bank, Member FDIC. The Nav Prime Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted. See Cardholder Terms for additional details. All other features of the Nav Prime membership are not associated with Thread Bank.

1

There are no requirements to get Nav Prime. To get the Nav Prime Card, you are required to be an active Nav Prime member, have an approved banking application, and have a successfully linked bank account to use as repayment for your Nav Prime Card. The Nav Prime Card is currently not available in ND, SD, NV, and CA.

2

Based on the aggregate cost of comparable individual products if purchased directly from credit bureaus, including applicable taxes.