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Advertiser & Editorial Disclosure

Business Cash Advance by Credibly

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Credibly provides up to $600,000 in capital in as little as 4 hours. Their fast, flexible capital solutions are ideal for both growth initiatives and supporting working capital. Soft credit pulls only – No collateral required.

Nav's Verdict

Cost

LowHigh

Effort to Apply

EasyDifficult

Funding Speed

MonthsMinutes

Repayment Terms

MonthsYears

6/10

Bottom Line

Credibly offers flexible repayment plans with fixed rates, based on future receivables. Ideal for seasonal businesses and those with high credit card processing volumes.

Pros

Fixed payments. Offers the ability to pre-qualify without affecting your credit.

Cons

Must have at least $25,000 a month in sales, Max repayment term is 15 months

Cost

Factor rates as low as 1.11

Repayment Terms

Daily debits from your bank account for 3 to 18 months

Funding Amount

$5,000 - $600,000

Origination Fee

2.5%

Funding Speed

As quickly as 4 hours

Repayment Example

$10,000 (capital amount) x 1.34 (factor rate) = $13,400 (total payback amount)

Reviews

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Personal FICO credit scores and other credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit or financing type you are eligible for. Nav uses the Vantage 3.0 credit score to determine which credit offers are recommended which may differ from the credit score used by lenders and service providers. However, credit score alone does not guarantee or imply approval for any credit card, financing, or service offer.

Editorial Disclosure

Any personal views and opinions expressed are author’s alone, and do not necessarily reflect the viewpoint of Nav. Editorial content is not those of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities.

Reviews are not provided or commissioned by the credit card, financing and service companies that appear in this site. Reviews have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.