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  • The Blue Business® Plus Credit Card from American Express LogoApply now

    The Blue Business® Plus Credit Card from American Express

    American Express is a Nav Partner | Terms, Rates & Fees | Terms apply

    A great business card for flexible spending and travel rewards points.

    Pros

    • Competitive intro APR offer and rewards rate
    • No annual fee
    • For a limited time, earn Membership Rewards® points on initial spending.

    Cons

    • Foreign transaction fee.

    Intro APR

    0% on purchases for 12 months from date of account opening

    Purchase APR

    17.49% - 27.49% Variable

    Annual Fee

    $0

    Welcome Offer

    Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
  • Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card LogoApply now

    Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card

    Terms, Rates & Fees

    A great card to earn simple, flat-rate cash back with no annual fees.

    Pros

    • No annual cap and cash rewards don’t expire

    Cons

    • Tiers need to be met to receive higher rewards rates

    Intro APR

    0% for 9 billing cycles on purchases

    Purchase APR

    17.49% - 27.49% Variable APR on purchases

    Annual Fee

    $0.00

    Welcome Offer

    $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
  • The American Express Blue Business Cash™ Card LogoApply now

    The American Express Blue Business Cash™ Card

    American Express is a Nav Partner | Terms, Rates & Fees | Terms apply

    One of the highest cash back rates available for small business cards.

    Pros

    • Attractive intro financing offer
    • High rates of cash back for business spending
    • No annual fee.

    Cons

    • No rewards bonus for initial spending
    • Foreign transaction fees.

    Intro APR

    0% on purchases for 12 months from date of account opening

    Purchase APR

    17.49% - 27.49% Variable

    Annual Fee

    $0

    Welcome Offer

    Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
  • Bank of America® Business Advantage Travel Rewards World Mastercard® credit card LogoApply now

    Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

    Terms, Rates & Fees

    A flexible travel card with 1.5 points per dollar and no annual fee.

    Pros

    • No annual fee
    • Good rewards bonus offer.

    Cons

    • Reward points are low, unless you are using to book travel.

    Intro APR

    0% for 9 billing cycles on purchases

    Purchase APR

    17.49% - 27.49% Variable APR on purchases

    Annual Fee

    $0.00

    Welcome Offer

    30,000 online bonus points after you make at least $3,000 in purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining purchases.
  • Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card LogoApply now

    Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

    Terms, Rates & Fees

    No annual fee and 3% cash back in your category of choice.

    Pros

    • No annual fee
    • Generous rewards structure.

    Cons

    • Rewards cap on dining

    Intro APR

    0% for 9 billing cycles on purchases

    Purchase APR

    17.49% - 27.49% Variable APR on purchases

    Annual Fee

    $0.00

    Welcome Offer

    $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
  • The Business Platinum Card® from American Express LogoApply now

    The Business Platinum Card® from American Express

    American Express is a Nav Partner | Terms, Rates & Fees | Terms apply

    Earn elite status membership and premium perks for business travel.

    Pros

    • Access to multiple airport business lounges, $200 annual airline fee credits, elite status with hotel and rental car programs, and strong purchase protection policies
    • This card also earns points in Amex’s excellent Membership Rewards program.

    Cons

    • This card has a steep annual fee.

    Intro APR

    N/A

    Purchase APR

    18.49% - 27.49% Variable

    Annual Fee

    $695

    Welcome Offer

    Limited Time Travel Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.
  • American Express® Business Gold Card LogoApply now

    American Express® Business Gold Card

    American Express is a Nav Partner | Terms, Rates & Fees | Terms apply

    High annual fee, best for large purchases in consistent categories.

    Pros

    • This card has a great rewards program and offers flexibility compared to true charge cards.

    Cons

    • High annual fee
    • Only 1x rewards outside of your top categories.

    Intro APR

    0% on purchases for 6 months from date of account opening

    Purchase APR

    18.49% - 27.49% Variable

    Annual Fee

    $375

    Welcome Offer

    Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • Citi® / AAdvantage Business™ World Elite Mastercard® LogoApply now

    Citi® / AAdvantage Business™ World Elite Mastercard®

    Citi is a Nav Partner | Terms, Rates & Fees

    American Airlines flyers earn travel perks and build business credit.

    Pros

    • Provides great benefits with American Airlines and increased rewards on gas and dining.

    Cons

    • No rewards on spending outside of specific categories.

    Intro APR

    N/A

    Purchase APR

    20.24% - 29.24% (Variable)

    Annual Fee

    $99, waived for first 12 months

    Welcome Offer

    Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
  • Bank of America® Platinum Plus® Mastercard® Business card LogoApply now

    Bank of America® Platinum Plus® Mastercard® Business card

    Terms, Rates & Fees

    Get 0% intro APR and a welcome offer, with no annual fee.

    Pros

    • Low APR, even after introductory period
    • No annual fee.

    Cons

    • No rewards outside of the initial spending signup bonus.

    Intro APR

    0% for 7 billing cycles on purchases

    Purchase APR

    15.49% - 26.49% Variable APR on purchases

    Annual Fee

    $0.00

    Welcome Offer

    $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
  • U.S. Bank Triple Cash Rewards Visa® Business Card LogoApply now

    U.S. Bank Triple Cash Rewards Visa® Business Card

    Terms, Rates & Fees

    Overall a great rewards card for everyday business!

    Pros

    • No annual fee and cash back on all purchases

    Cons

    • Limited categories for 3% cash

    Intro APR

    0% intro on purchases for 12 billing cycles

    Purchase APR

    17.99% - 26.99% (Variable)

    Annual Fee

    $0

    Welcome Offer

    Earn $750 in cash back. Just spend $6000 on the Account Owner's card in the first 180 days of opening your account.
  • U.S. Bank Business Platinum Card LogoApply now

    U.S. Bank Business Platinum Card

    Terms, Rates & Fees

    A great business card with expense-tracking tools and an attractive intro offer.

    Pros

    • No annual fee

    Cons

    • No rewards

    Intro APR

    0% intro on purchases for 12 billing cycles

    Purchase APR

    16.99% - 25.99% (Variable)

    Annual Fee

    $0

    Welcome Offer

    N/A
  • Secured Self Visa ® Credit Card: The new way to build credit LogoGet Started

    Secured Self Visa ® Credit Card: The new way to build credit

    Terms, Rates & Fees

    Helps business owners build personal credit. No hard credit check.

    Pros

    • No hard pull on your credit

    Cons

    • Minimum monthly payments required

    Intro APR

    N/A

    Purchase APR

    28.24% Variable Rates

    Annual Fee

    $0 annual fee for the first year only, $25 annual fee thereafter

    Welcome Offer

    N/A

Advertising Disclosure

The credit card, financing and service products that appear on this site are from credit card, financing and service companies from which this site receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card, financing and service products or all available credit card, financing and service products. All images and trademarks are the property of their respective owners. Editorial and review content is the property of Nav, and has not been approved, provided, or reviewed by the company providing the credit card, financing, or service.

For complete information, see the terms and conditions on the credit card, financing and service issuer’s website. In most cases, once you click “apply now”, you will be redirected to the issuer’s website where you may review the terms and conditions of the product before proceeding. While Nav always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms – and before applying you should understand the full terms of products as stated by the issuer itself.

Personal FICO credit scores and other credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit or financing type you are eligible for. Nav uses the Vantage 3.0 credit score to determine which credit offers are recommended which may differ from the credit score used by lenders and service providers. However, credit score alone does not guarantee or imply approval for any credit card, financing, or service offer.

Editorial Disclosure

Any personal views and opinions expressed are author’s alone, and do not necessarily reflect the viewpoint of Nav. Editorial content is not those of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities.

Reviews are not provided or commissioned by the credit card, financing and service companies that appear in this site. Reviews have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.