Nav Prime
Build business credit to help you unlock growth
Join over 340,000 small business owners who have worked with Nav to build business credit history and manage credit with Nav Prime.
MEET NAV Prime
Build a business with staying power
Strong business credit can unlock funding options. But our support doesn’t stop there. Nav Prime helps you build credit, automate bookkeeping, and clarify next steps throughout your journey.
meet Nav Prime
Big tools for small business
Custom-made for small business owners who want a way to build business and personal credit together, and manage their money without second guessing.
Credit Building
Maximize credit building
Get up to 3 credit-building accounts (aka, tradelines) — 2 business and 1 personal. These are submitted monthly to the major bureaus to build business and personal credit together.
Credit Health
Deeply understand your credit
Skip the credit bureau jargon and learn what actually matters for building credit. Unlock up to 6 business and personal scores to track your total progress in one place.
Cash flow health
Manage dollars with sense
Take back your time (and sanity) with simplified bookkeeping tools. Categorize your transactions automatically and get profit and loss statements with one click.
Business Credit Coaching
Level up with dedicated support
Nav Prime puts powerful tools and insights at your fingertips. Your dedicated business credit coach can show you how to leverage them to maximize your progress.
Your membership
The simpler way to build business credit
Break plateaus, not the bank. Monitor and build your scores, get 1-on-1 guidance, and simplify your path to funding opportunities — for an incredible price.
Pay monthly
Pay quarterly
save 20%
Track
$39.99
/ mo
For new business owners looking to monitor credit, or established ones who want to protect it
Track with Prime5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion
One tradeline to build business credit (membership payment)
Build
Popular$49.99
/ mo
For growing business owners looking to build business credit¹ with up to 2 tradelines
Build with Prime5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion
One tradeline to build business credit (membership payment)
Second tradeline to build business credit history (Nav Prime Card)²
Bookkeeping tools to manage cash flow and simplify taxes
Expand
$74.99
/ mo
For business owners seeking 1-on-1 guidance from an expert to reach their next level
Expand with Prime5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion
One tradeline to build business credit (membership payment)
Second tradeline to build business credit history (Nav Prime Card)²
Bookkeeping tools to manage cash flow and simplify taxes
Business Credit Coaching
FICO SBSS score to track eligibility with 7,500+ lenders — and the SBA
everything you need
The business growth starter pack
Swap reactivity for proactivity. Get the tools you need to build your financial foundation and take control of your business decisions.
Nav Prime membership tradeline
Get tradeline reporting automatically with your monthly payments.
Nav Prime Card
Build business credit history with every swipe.²
Detailed credit reports
Dig into your full credit details to see what lenders see.
Bookkeeping
Use simplified tools that don’t require an accounting degree.
Nav Business Checking
Bank where you build business credit.
Business Credit Coaching
Get monthly 1-on-1 support to plan your path to funding.
Nav Prime membership tradeline
Get tradeline reporting automatically with your monthly payments.
Nav Prime Card
Build business credit history with every swipe.²
Detailed credit reports
Dig into your full credit details to see what lenders see.
Bookkeeping
Use simplified tools that don’t require an accounting degree.
Nav Business Checking
Bank where you build business credit.
Business Credit Coaching
Get monthly 1-on-1 support to plan your path to funding.
Nav Technologies, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The Nav Prime Charge Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. See Cardholder Terms for additional details. All other features of the Nav Prime membership are not associated with Thread Bank.
Why our customers love Nav Prime
“When Nav started Nav Prime, I was sold. I get two tradelines for building business credit! I’m never leaving Nav.”
Brynn K.
Kings Mobile Detail
“Nav has taken that zero-to-two year mark and said, ‘We want to build a relationship with you and see that business credit grow through Prime.’”
Ryan L.
BCK Ranch
“Here’s the advice I give to any new business owners — get your LLC setup, and get Nav. I started building business credit with Nav before I even started accepting clients, which made getting started working with vendors a whole lot easier.”
Dasia G.
Holu Cleaners
Frequently asked questions
Get your business roadmap
Nav Prime is the only membership that helps you build, manage, and leverage your small business’s credit in one place.