Know the best next move for your business with tools only available at Nav

There’s no time for uncertainty when running a small business. Use Nav’s solutions to provide the transparency you need to feel confident in financial decisions.

Your monthly subscription may also help establish your business credit rating

The Business Boost plan reports your monthly plan payments as a positive tradeline to all major commercial bureaus.

It’s a 2-for-1. Access powerful tools while simultaneously building your business credit through consistent payments.

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Actionable cash flow insights help you make smarter decisions

Get the full picture of your business financials with Nav’s Cash Flow tool. Plan your business strategy with:

  • Cash flow, revenue, and spending charts that track your business performance
  • Insights on how your business data aligns with what lenders are looking for

Know which aspects of your credit lenders are watching

Get the same data lenders look at in your dashboard. All paid plans give you full business credit profiles, which show you exactly how to improve.

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  1. Intelliscore Plus V2
    A combination of your personal and business credit data is used to generate this score, an industry leader used by real business lenders. Learn More
  2. D&B PAYDEX
    Powered off of your business’s tradeline data, the PAYDEX is the leading score used to judge how well your business pays its vendors & suppliers. Learn More
  3. Equifax Business Delinquency Score
    Combining business tradelines and other non-financial account information (like utility payments), this score rounds out your Nav account and gives you the full picture of your business’s credit profile. Learn More
  4. FICO SBSS*
    The score used to pre-screen applicants for the SBA’s largest loan program, the FICO SBSS combines both personal and business credit data and can help unlock some of the largest-dollar, lowest-rate financing options lenders offer. Learn More
    *Business Loan Builder only
  5. Experian VantageScore 3.0
    A credit score based on your Experian personal credit report.
  6. TransUnion VantageScore 3.0
    A credit score based on your TransUnion personal credit report.

Safeguard Your Credit

All paid plans offer a full suite of identity protection and restoration services from industry specialists.

Safeguard Your Credit

All paid plans offer a full suite of identity protection and restoration services from industry specialists.

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  • Identity restoration
    White-glove service that handles your identity restoration needs. Covers everything from your credit report to no-credit theft events.
  • Lost wallet replacement
    A dedicated specialist is standing by, ready to cancel lost cards and report missing documents. They’ll also initiate fraud affidavits and police reports for stolen wallets.
  • $1 million identity theft insurance
    Coverage includes reimbursement for legal costs, loss of income, travel expenses, child care and fraudulent withdrawals.
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FAQs

  • What’s the difference between the scores in a free account and a paid plan?

    Business Boost customers will get an alert when their Nav tradeline has been reported to each of the major business credit bureaus, plus an alert when it actually appears on each bureau report. Nav tradelines are reported to all three bureaus on the same day each month, so it may take customers as little as 14 days and as long as 45 days to see the new tradeline appear.

  • Why doesn’t Nav’s name appear on my business credit report?

    Almost all business credit reports do not include the name of the company or business with which you have a tradeline, instead including the industry. However, Nav has built a tool to identify when a Nav tradeline appears on your business’s credit reports for the first time and we will send you an alert when we identify that the tradeline has now appeared.

  • What happens to my Nav tradeline if I cancel my Nav account?

    Every major business credit bureau retains reported tradeline information on credit reports under their own guidelines. Your Nav tradeline will no longer be reported to the business bureaus, but the information will remain on your report as long as bureau guidelines dictate. Nav will report your subscription account as a tradeline to business credit bureaus.

  • Will tradeline reporting help me build personal credit?

    No. Business Boost account payments are only reported to the major business credit bureaus and will never impact or appear on your personal credit reports.

  • How do I access my identity theft restoration services?

    You’re automatically eligible for these services when you sign up for a paid Nav account. Contact Nav’s Customer Support Team to access these services.

  • How can I upgrade my current Nav account?

    If you have a free Nav account already (or a paid account and want to change to a different plan), you can upgrade your account in the Settings page after you log in. If you have any difficulty doing so, Contact Nav’s Customer Support Team for assistance.