Nav Prime
Join over 340,000 small businesses who have worked with Nav to build business credit history with Nav Prime.
MEET NAV Prime
Strong business credit can unlock funding options. But our support doesn’t stop there. Nav Prime helps you build credit, automate bookkeeping, and clarify next steps throughout your journey.
The Nav Prime bundle
Custom-made for small business owners who want a way to build business credit and manage their money without second guessing.
Credit Building
Get up to 2 credit-building accounts (tradelines)1 submitted monthly to the major bureaus to build business credit.


Credit Health
Skip the credit bureau jargon and learn what actually matters for building credit. Unlock up to 6 business and personal scores to track your total progress in one place.
Cash flow health
Take back your time (and sanity) with simplified bookkeeping tools. Categorize your transactions automatically and get profit and loss statements with one click.


Business Credit Coaching
Nav Prime puts powerful tools and insights at your fingertips. Your dedicated business credit coach can show you how to leverage them to maximize your progress.
Your membership
Getting credit reports elsewhere would cost you 4x more each month.2
Pay monthly
Pay quarterly
save 20%
5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion
Exclusive discounts on fees from Nav’s trusted lending partner3
Build
$49.99
/ mo
For growing businesses looking to build business credit with up to 2 tradelines¹
Build with Prime5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion
Exclusive discounts on fees from Nav’s trusted lending partner3
One tradeline to build business credit (membership payment)
Bookkeeping tools to manage cash flow and simplify tax prep
Coming soon: Nav Credit Builder Card with a second tradeline opportunity (not included at signup)
5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion
Exclusive discounts on fees from Nav’s trusted lending partner3
One tradeline to build business credit (membership payment)
Bookkeeping tools to manage cash flow and simplify tax prep
Coming soon: Nav Credit Builder Card with a second tradeline opportunity (not included at signup)
Business Credit Coaching
FICO SBSS score to track eligibility with 7,500+ lenders — and the SBA
everything you need
Swap reactivity for proactivity. Get the tools you need to build your financial foundation and take control of your business decisions.
Nav Prime membership tradeline⁴
Get tradeline reporting automatically with your monthly payments.
Nav Credit Builder Card
Coming soon: Second tradeline opportunity¹ (not included at signup).
Detailed credit reports
Dig into your full credit details to see what lenders see.
Bookkeeping
Use simplified tools that don’t require an accounting degree.
Business Credit Coaching
Get monthly 1-on-1 support to plan your path to funding.
Nav Prime membership tradeline⁴
Get tradeline reporting automatically with your monthly payments.
Nav Credit Builder Card
Coming soon: Second tradeline opportunity¹ (not included at signup).
Detailed credit reports
Dig into your full credit details to see what lenders see.
Bookkeeping
Use simplified tools that don’t require an accounting degree.
Business Credit Coaching
Get monthly 1-on-1 support to plan your path to funding.
“I log into Nav everyday. Once I got into building business credit, I became obsessed with checking it on Nav.”
Brynn K.
Kings Mobile Detail
“Nav has taken that zero-to-two year mark and said, ‘We want to build a relationship with you and see that business credit grow through Prime.’”
Ryan L.
BCK Ranch
“Here’s the advice I give to any new business owners — get your LLC setup, and get Nav. I started building business credit with Nav before I even started accepting clients, which made getting started working with vendors a whole lot easier.”
Dasia G.
Holu Cleaners

Nav Prime is the only membership that helps you build, manage, and leverage your small business’s credit in one place.