D-U-N-S Number — What You Need to Know

What is a DUNS number? The Data Universal Numbering System—or D-U-N-S number—was created and copyrighted in 1962 by Dun & Bradstreet. It is a unique a nine-digit identifier that has become the standard numbering system to identify businesses across the globe. Just as your social security number reveals a lot about you—your bank accounts, tax returns, credit scores, residences, etc., your DUNS number reveals similar information about your business. How can a D-U-N-S number help me? Here are 3 ways Read More

How to Get a Small Business Loan

You have a vision, a plan, and the motivation to start your own business or take your current one to the next level. Everything is ready to go, all you need is money. For many entrepreneurs, getting a small business loan is the key to fulfilling short and long term goals. So how do you get a small business loan? Is it difficult? Do you need to meet certain requirements? If you’ve asked these same questions, then you’re in luck; Read More

Small Business Grants: 24 Best Places to Apply

There’s no such thing as a free lunch, right? Small business owners know this phrase more than anyone. But when it comes to launching and growing your small business, there are a number of companies, nonprofits and government agencies providing essentially free money to small business owners in the form of a small business grant. You don’t have to make your pitch on “Shark Tank”, refinance your home or take out a business loan to take the next step in Read More

Business Credit Cards for Bad Credit

Credit mishaps happen for a number of reasons, and perhaps one has happened to you. The good news is that there are a few business credit cards for bad credit which will give you the chance to build your business credit so that you can qualify for credit increases or new cards without having your personal credit called into question. (Solid business credit scores can open a number of other doors as well). To save you time, we’ve put together Read More

The Best Business Credit Cards of 2018 – Expert Review

Business credit cards are an underutilized option when it comes to making purchases for your business. In addition to providing a great source for emergency cash, business credit cards offer a few additional perks. 1. Minimize the impact on your personal credit. Businesses tend to make larger purchases than individuals. If you end up with large outstanding balances on your personal card because of business expenses, your personal credit score could take a hit. Use a business credit card that doesn’t Read More

Best Business Loans 2018 — Expert Review

As a small business owner, every dollar you save on interest and fees paid for a small business loan is a dollar back into your business. That’s why it’s so important to make sure you’re getting the best deal that your business can qualify for and fulfills your business’s needs. But with over 44 different financing options, the research involved in finding that best deal and how to get it could take days, if not weeks. That’s not easy, especially Read More

What’s the Small Business Financial Exchange?

Each payment experience you make as a consumer—mortgage, credit card, and car payments, to name a few—could show up on your personal credit report. The same goes for your business in regards to your business credit report. Payments to suppliers, loan payments, commercial lease payments, auto payments, are all payment experiences that could be reported and end up on your business credit report. Data warehouses, like the Small Business Financial Exchange (SBFE), along with business credit reporting agencies collect the Read More

Chase Ink Business Cash Card Review: Big Rewards & No Annual Fee

Business owners have their choice of dozens of different credit cards. These products range from premium rewards cards with numerous features and benefits, to simple cards that do little more than offer a convenient method of payment. The challenge for many business owners is finding the right business credit card that meets their needs while offering the best balance of costs and benefits. The Chase offers generous rewards and attractive promotional financing, with a annual fee. Why We Like the Read More

Do You Need Identity Theft Insurance?

With data breach after data breach hitting the newswires, many Americans are wondering what they can actually do to protect themselves from identity theft. Unfortunately, once your data is out there, it’s hard to roll back the clock. A major data breach of personal identifying information like your name, Social Security number and birthdate puts some incredibly valuable keys in the hands of … well, just about any fraudster or hacker with the willpower and know-how. That’s a pretty scary Read More

The Pros & Cons of Coworking Spaces

Coworking spaces are one of the hottest trends for those starting or growing a small business: Instead of working from a corner of your bedroom or renting an office, you find a shared space to hang your shingle. In the U.S., coworking spaces can be found in most major cities and some smaller ones, as well as in countries around the world. These arrangements offer the ability to rent space in a place dedicated to entrepreneurs and working professionals. In Read More