Get your business ready for funding. Monitor and build business credit and take steps to help strengthen your eligibility.
everything you need
Know where you stand, find options that fit, and plan your next steps. Nav isn’t just a powerful suite of financial tools — we’re part of your team.
YOUR MEMBERSHIP
Track credit, cash flow, and your eligibility for funding in real time. Getting credit reports elsewhere would cost you 4x more each month.1
Pay monthly
Pay quarterly
save 20%
Free
$0
/ mo
For businesses seeking a general idea of their funding readiness and approval odds
Sign up for freeFree features
Basic funding readiness summary for loans, credit cards, and trade credit
Basic business credit range and high level data from the major bureaus
1 personal credit score and report from Experian
Basic cash flow tracking across unlimited accounts
Track
$39.99
/ mo
For businesses who want to understand and monitor their current funding readiness
Join Nav PrimeEnhanced features with Track
Funding readiness assessment for loans, credit cards, and trade credit
Business credit scores, reports, and alerts from the major bureaus
2 personal credit scores and reports from Experian and TransUnion
Exclusive discounts on fees from Nav’s trusted lending partner2
Build
$49.99
/ mo
For businesses looking to build business credit to help improve their funding readiness
Join Nav PrimeEnhanced features with Build
Tradeline to build business credit3 (membership payment)
Funding readiness assessment for loans, credit cards, and trade credit
Bookkeeping tools to manage cash flow and simplify tax prep
Coming soon: Nav Credit Builder Card4 with a second tradeline opportunity (not included at signup)
Expand
$74.99
/ mo
For businesses who want 1-on-1 guidance to help maximize their funding readiness
Join Nav PrimeEnhanced features with Expand
Tradeline to build business credit,3 plus Business Credit Coaching
Monthly coaching to break down your action plan for funding readiness
FICO SBSS score to track eligibility with 7,500+ lenders
Coming soon: Nav Credit Builder Card4 with a second tradeline opportunity (not included at signup)
Free
$0
/ mo
For businesses seeking a general idea of their funding readiness and approval odds
Sign up for freeFree features
Basic funding readiness summary for loans, credit cards, and trade credit
Basic business credit range and high level data from the major bureaus
1 personal credit score and report from Experian
Basic cash flow tracking across unlimited accounts
Pay monthly
Pay quarterly
save 20%
Track
$39.99
/ mo
For businesses who want to understand and monitor their current funding readiness
Join Nav PrimeEnhanced features with Track
Funding readiness assessment for loans, credit cards, and trade credit
Business credit scores, reports, and alerts from the major bureaus
2 personal credit scores and reports from Experian and TransUnion
Exclusive discounts on fees from Nav’s trusted lending partner2
Build
$49.99
/ mo
For businesses looking to build business credit to help improve their funding readiness
Join Nav PrimeEnhanced features with Build
Tradeline to build business credit3 (membership payment)
Funding readiness assessment for loans, credit cards, and trade credit
Bookkeeping tools to manage cash flow and simplify tax prep
Coming soon: Nav Credit Builder Card4 with a second tradeline opportunity (not included at signup)
Expand
$74.99
/ mo
For businesses who want 1-on-1 guidance to help maximize their funding readiness
Join Nav PrimeEnhanced features with Expand
Tradeline to build business credit,3 plus Business Credit Coaching
Monthly coaching to break down your action plan for funding readiness
FICO SBSS score to track eligibility with 7,500+ lenders
Coming soon: Nav Credit Builder Card4 with a second tradeline opportunity (not included at signup)
MEET NAV
Nav gives you a clearer picture of your funding readiness. Understand how lenders may evaluate your business and get clear steps to help improve your chances of approval.
credit History
Monitor your complete credit profile with real-time updates. Get your general credit standing for free, or unlock exact scores and detailed reports with Nav Prime.



Cash flow stability
Understand how your business is performing and where to adjust. Detailed financial statements and balance trends help you stay prepared and demonstrate your ability to repay.
funding readiness
From personalized guidance and matches to funding you may qualify for, Nav helps you skip some of the guesswork so you can focus on growing your business.


by the numbers
We’ve helped small businesses all over the U.S. take their business from idea to reality.
2.7M+
small businesses have trusted Nav with improving their financial health
26
avg. point increase5 across business credit bureaus after 3 months as a Nav Prime member
90%
of small business owners who use Nav have been in business for up to 13 years
$76M+
in financing provided to small business owners through Nav’s partners in 2025
Meet the small business owners who are redefining their business journey with Nav.
“Their credit reports are extremely helpful, very clear, and informative, and they are all offered at a fraction of the cost that it would be if a business purchased individual business memberships from each credit bureau. And on top of it, they consistently report a credit line to the business credit bureaus once a month.”
Sergio C.
ENERGY COMPANY
“Nav is the guide indisputably in aiding and guiding businesses to WIN. When 10 banks turned my brand down for credit or loans, Nav came through with a solution.”
Jonathan C.
420XAA BY JCOLE
“After being denied for funding, I downloaded Nav and found things on my business credit report that I didn’t even know existed. This app is far more in depth than any of its competitors... Nav shows you what the lenders are actually seeing. I’d give it 10 stars if I could.”
Tyler J.
PACKAGING COMPANY
“I’m new to the whole business scene, so it helps to have an app that has so much all in one! Nav Prime is definitely a must-have for your new business.”
Edward Y.
BGG LOGISTICS
