How to Get a Business Loan

No matter what stage of growth your small business is in, there’s going to come a time when a little extra cash could come in handy. Perhaps you want to refinance debt, expand your operations, get equipment financing, or pay for a product launch. Whatever the need, a small business loan is one of the most sought-after methods of funding. How to get a business loan in six simple steps Learn how banks assess you. Know the factors to creditworthiness, Read More

Is Invoice Factoring Right For Your Small Business?

Eigthy-two percent of small and medium-sized businesses fail because of cash flow problems. And while there are many factors that can impact cash flow, invoices or accounts receivable account for a fair share. Invoice, or more specifically, unpaid invoices, can be a big problem for small business owners.   Fortunately, many small business owners can manage gaps in cash flow. From small business loans and lines of credit to purchase order financing and cash advances, there are many ways you Read More

How to Find the Best Equipment Loans for Your Business

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Many types of businesses need equipment and machinery to run successfully. As a small business owner, you know just how crucial it can be to have the right equipment your company needs to operate on a daily basis. Yet depending upon your business’ equipment needs, you might not have the funds to pay for those new purchases, upgrades, or replacements outright. Even if you do have the funds available to pay, tying up your company’s cash flow with a pricey Read More

How Do Commercial Loans Work?

Small business loans, specifically commercial loans, were designed to provide assistance to businesses who need a working capital boost, whether it be to address everyday costs or to begin the next stage in their business journey. If you’re looking for info on commercial real estate loans, feel free to skip down to the section on real estate-specific loans. How do commercial loans work? There are many types of business financing options under the commercial lending umbrella, though most will have Read More

Changes to American Express Business Delta Credit Cards

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If you fly Delta often, you may have been offered one of their branded American Express personal or business credit cards. The popular business card line includes the Reserve, Platinum, and Gold options, all offering perks for frequent flyers and business owners. If you’ve been on the fence about getting one, a recent update to their promotional sign-on bonus structure may be a reason to take the plunge. The new offers come just in time for summer travelers to get Read More

How to Apply for a Small Business Loan

How to apply for a small business loan in 6 steps Learning how to apply for a small business loan or other business financing can not only help you get the right loan for your business but can also assist in deciding whether it’s the right move in the first place. 1. Write up a business plan Many small business lenders will want to see a business plan that explains why you need the funding, how you plan to use Read More

How to Get a Business Acquisition Loan

There’s nothing wrong with bootstrapping things and trying to grow your business the slow and steady way. However, if you’re comfortable with the risk, applying for financing can potentially help you reach your business goals much sooner. One way you can possibly speed up the journey to business success is by purchasing a business that has already gone through the painful start-up phase. If you’re considering this option, you’ll likely need to secure financing to pay for your new business Read More

StreetShares Review: Business Loans, Lines of Credit, and Government Contract Financing for Small Business Owners

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StreetShares loan information updated 02/16/17. Whether you are a small business owner or government contractor, finding financing that will keep it growing is a challenge. Traditional bank loans can be hard to get. Payday lenders can be extremely costly. That’s where StreetShares comes in. StreetShares is an online, veteran-run, peer-to-peer lender, focused on providing working capital to growing businesses, with a particular emphasis on veteran-owned businesses. However, StreetShares is open to all small business owners. StreetShares offers three financing products: Read More

Wells Fargo Business Elite Credit Card Review

Wells Fargo is often considered one of the leading brands when it comes to managing small business finance needs. It’s no wonder then that the bank offers several lending options in addition to banking and investing opportunities.   Included in the list of Wells Fargo business credit cards is the Business Elite card, which offers premium benefits for business owners who meet the annual revenue requirements. What makes this card different from the Wells Fargo Secured or Wells Fargo Platinum Read More

What is Rewards Crowdfunding?

Thanks to innovative, entrepreneur-driven platforms like Shark Tank, you no longer have to be a big name in the marketplace to launch something new. But there’s another way to get attention and financial support for your dream: crowdfunding. While not brand-new, it’s evolved much over the years, and one of the most notable (and fun) ways to get cash for your dream involves kicking back a few perks to your supporters. Rewards crowdfunding is incredibly effective, but why? What does Read More