To My Hard-Working Dad: A Note of Appreciation

To My Hard-Working Dad: A Note of Appreciation

I remember it like it was yesterday. I’m around 5 years old and I’m playing on the front lawn of our house in rural Idaho. I’m wearing nothing but tighty-whities, probably imagining I’m Tarzan or some other muscle-bound hero. Suddenly, my mom bursts out of the front door in a state of high excitement and tells me to get in the car. I assume we’re going to town, so I beg her to let me put some clothes on first. Read More
Do Schools Kill Entrepreneurship?

Do Schools Kill Entrepreneurship?

“Do Schools Kill Creativity?” is one of the most popular TED Talks of all time. In his entertaining and provocative presentation, Sir Ken Robinson says (referring largely to the state of education today) that “..if you’re not prepared to be wrong, you’ll never come up with anything original. And by the time they get to be adults, most kids have lost that capacity. They have become frightened of being wrong.” Robinson doesn’t address entrepreneurship directly in his talk, but plenty Read More
What Is a Form SS-4 & How Do I Get a Copy of Mine?

What Is a Form SS-4 & How Do I Get a Copy of Mine?

Running a business involves a lot of information and new documents. You’re probably learning that you have a business credit score for example, and that you can check it for free with places like Nav. If you’re filing your business taxes or thinking of applying for business financing for the first time, you might be scrambling to find a few things for the application. One thing that likely stands out is your Employer Identification Number (EIN), a unique nine-digit number Read More

How This Company Grew to Eight Figures with a Remote-only Workforce

Kean Graham is the founder and CEO of MonetizeMore, a company that provides technology for Google AdSense websites to help users monetize traffic. Graham started the business as a contract endeavor after a layoff and has grown MonetizeMore to 100+ full-time staff based around the world and $17 million in revenue. Starting Out Why did you start the company? I studied business at the University of Victoria. My first job out of university was with an online classified network. I Read More
My Credit Score Dropped For No Reason. What Now?

My Credit Score Dropped For No Reason. What Now?

If you don’t monitor your credit regularly, you should. For those who have great credit, it’s just another way to lift your spirits and remind you how awesome you are. If your credit isn’t great and you’re trying to raise your score, it’s important to check it to check your progress. Whatever your situation is, you may encounter the stunning situation in which your credit score drops for no reason. Having a good credit score isn’t just a win with Read More
Do I Need a Business Credit Score to Get Business Insurance?

Do I Need a Business Credit Score to Get Business Insurance?

With all the time, money, and energy you spend on your business, it’s a pretty good idea to make sure you’ve got some backup. Business insurance is a critical tool for making sure you have the protection you need for your business in case of an emergency. Typically a business will want to get general liability insurance as well as coverage for commercial property, disasters, data breaches, workers’ comp, and a variety of other potential costs. There are plenty of Read More
Chase vs. Bank of America: Which Business Checking Account Is Better?

Chase vs. Bank of America: Which Business Checking Account Is Better?

Having a business checking account seems like a given for any small business owner. Part of separating your personal and business finances simply has to involve a business checking account, along with applying for and using new sources of credit. Unfortunately, not having a business checking account isn’t just inconvenient, it could also spell bad news for your business. In a survey done by Nav, 50% of business owners without a business bank account want to open one, but haven’t Read More
5 Apps That Will Make You a Better Business Budgeter

5 Apps That Will Make You a Better Business Budgeter

Budgeting may not be the most glamorous task associated with running a business, but it’s certainly one of the most important ones. A good budget accounts for all the “little” pictures – utilities, purchases, payroll, employee expenses, invoices, etc. – and packages them up into a big picture, helping you see where you came from, how you got there, and how you can, or should, move forward. Luckily, today’s booming digital world provides new and existing business owners with a number of apps Read More
Know These 8 Things Before You Get a Business Credit Card

Know These 8 Things Before You Get a Business Credit Card

We frequently get questions about how to get a business credit card, and if it’s a better fit than a personal credit card. They look similar, swipe the same and may even offer similar terms and rewards as personal credit cards, but business credit cards have a few distinct differences that can trip up a new business owner looking for a credit card. Business credit cards can be a great way to build a credit history for your business, so Read More
Can I Raise My Credit Score 100 Points Overnight?

Can I Raise My Credit Score 100 Points Overnight?

When you’re a business owner in a cash crunch — maybe you need some extra capital to make payroll this month, or open a new location — the last thing you want to hear is that your credit score needs a lot of work before you can qualify for a business loan. You may be tempted when you see ads of promise of quick fixes like credit repair companies. Can you actually raise your personal credit scores 100 points overnight? Read More