Best Business Credit Cards for Veterans

Veterans own 9.1% of American businesses, according to the U.S. Small Business Administration. If you’re a veteran and a business owner, you have access to certain credit cards and credit card benefits that aren’t available to the general public. If you can, it’s important to take advantage of these options when they suit your business’ needs. As we compared top business credit cards on the market today, we came up with four that would be particularly beneficial to veteran business Read More

How This Writer Started Her Small Business and Changed Her Life

Kristen Edens is a content and branding expert for businesses. The company she initially began to provide freelance copywriting has now evolved to offer a multitude of writing services that help boost brands and audience awareness. Edens also provides coaching for new entrepreneurs and other small business clients that need help building content strategies and shaping business direction. Starting Out Why did you start your business? At a very young age, I started writing down my dreams. I enjoyed that Read More

8 Tools to Make Your Small Business More Efficient This Year

“Productivity” is the buzz word on everybody’s mind, as we strive to be better with our time in both our personal and professional lives. Beyond the simple acts of ditching mindless social media scrolling and spending less time binging Netflix, what can an effective individual (and business owner) do to make the most of their already-busy day? When it comes to workplace efficiencies, these solutions are among the best-loved. Which ones can you use to perfect that demanding work schedule? Read More

Can You Deduct Business Credit Card Interest and Fees?

When tax time rolls around, business owners have a lot of options to reduce their taxable income. If you use business credit cards for operating expenses or to finance large purchases, you may be able to deduct some of your costs. As you prepare to file your taxes, here’s what you need to know about business credit card tax deductions. What you can deduct with a business credit card The IRS allows business owners to deduct any ordinary and necessary Read More

How to Get Your Small Business Out of Debt in 2019

Rising interest rates and high levels of corporate debt have lots of investors concerned. Should small businesses be worried? The majority of small businesses (in most industries) are able to pay their bills on time. According to Experian/Moody’s Analytics Main Street Report, overall delinquencies for businesses with fewer than 100 employees were slightly down in the third quarter of 2018. Credit utilization rates were also down slightly. At the same time, that same research has found that rates for delinquencies Read More

4 Business Loans for Veterans

Those that serve our country deserve to be supported both before, during, and after service. What if their dream is to start or grow a business? Fortunately, there are loans designed to do just that. While the majority of the opportunities provided to veterans are listed through the entrepreneur portal on the Veteran’s Administration (VA) website, they are actually managed by the Small Business Administration (SBA) – through the Office of Veteran’s Business Development (OVBD). The SBA claims that “Veteran-owned Read More

How to Combat Procrastination in Your Small Business

Procrastination. Is it a sign of genius? A less abrasive term for laziness? Though the answer varies, there’s one thing that’s true – too much of it in the workplace can cause some serious damage. Many of us are guilty of putting off a task here and there, but when procrastination runs rampant in your organization, it can affect everything from productivity and morale to your bottom line. The good news is that there are often steps you can take Read More

Why Do You Have to Sign a Personal Guarantee for a Business Loan?

Any business loan represents risk for the lender — the risk of not getting repaid in full. Before your application can be approved, the lender is going to take steps to make sure doing business with you is a good decision. (This is true whether you are applying for funding to grow your business or seeking a loan for personal reasons.) To reduce the exposure to risk, a lender needs to believe that the odds of you repaying your loan Read More

Kabbage vs. Fundbox: Which Line of Credit is Best For Your Business?

If you’re looking for fast funding for your small business, Kabbage and Fundbox are two online lenders you may want to consider. Both offer the ability to apply for financing online in a relatively simple and straightforward process. In most cases, you’ll know in minutes whether you’ve been approved, and if you are, the funding will often be available to use within hours.   Here we compare Fundbox and Kabbage. A line of credit provides your business with funds you Read More

Tools to Get Your Small Business Taxes Rolling Early

Taxes may not be due until April, but for many small business owners, getting them done early delivers some real perks. In most circumstances – baring a government shutdown, that is – submitting your taxes early can get you a faster return, but that’s not all. Starting your taxes now can give you more time to pay, if you owe. Similarly, it can also give you some much-needed buffer time in the case that you find you’re missing paperwork, receipts, Read More