What Is Equipment Leasing and Is It Right for Your Company?

No matter how smart you are or how great your product may be, your business needs one very important ingredient if it’s going to thrive — the right equipment. The right equipment can help optimize performance and take your business to the next level, but it might be out of reach. Thankfully, an equipment lease may be able to help you get the specialized machinery or technology your company needs now, even if you don’t have all the money you Read More

Chase Introduces New Southwest Rewards Credit Card

Fans of the popular Southwest Airlines have another reason to keep flying. Chase launched another Southwest-branded business credit card, called the Southwest Rapid Rewards® Performance Business Credit Card. What does it offer? How is it different from previous cards? Is it worth it if you don’t fly all the time? Here’s the scoop on earning Rapid Rewards and getting big bonuses during the card’s initial launch period. Big Bonuses for Business Card Holders Small businesses have a buffet of credit Read More

Can Commercial Real Estate Loan Rates Help Your Business Save?

The decision to purchase a commercial real estate property, as opposed to leasing one, can come with numerous advantages. The right investment can be particularly financially beneficial, especially since buying property typically allows you to build equity and take advantage of additional tax benefits. And, since some commercial real estate loan rates are as low as 3.9%, purchasing property can lead to long-term savings. Choosing the right commercial real estate loan If you’re thinking about purchasing or renovating an income-earning Read More

Can You Get a Long-Term Business Installment Loan Without a Credit Check?

A long-term installment loan can provide valuable capital to help you run or expand your small business. If you’re looking for long-term installment loans with no credit check, though, you may end up disappointed — that is, if you haven’t already been pre-approved. However, there is financing available, primarily online, even if you don’t have good credit or high income. The key is to know where to look and how to improve your chances of approval. Long-term installment lenders we’ll Read More

12 Top Sources of Startup Funding

While startup companies are technically a particular type of small businesses, they operate very differently. From how they launch, to how they are funded, they have a unique aspect to them that not everyone understands. High-growth tech startups, for example, have a significantly different funding strategy that may not even include outside money. Learn why startups are different, and see the top sources of startup funding offered by the finance market today. Startups vs. Small Businesses As we mentioned, startups Read More

How to Get a Business Loan

No matter what stage of growth your small business is in, there’s going to come a time when a little extra cash could come in handy. Perhaps you want to refinance debt, expand your operations, get equipment financing, or pay for a product launch. Whatever the need, a small business loan is one of the most sought-after methods of funding. How to get a business loan in six simple steps Learn how banks assess you. Know the factors to creditworthiness, Read More

Is Invoice Factoring Right For Your Small Business?

Eigthy-two percent of small and medium-sized businesses fail because of cash flow problems. And while there are many factors that can impact cash flow, invoices or accounts receivable account for a fair share. Invoice, or more specifically, unpaid invoices, can be a big problem for small business owners.   Fortunately, many small business owners can manage gaps in cash flow. From small business loans and lines of credit to purchase order financing and cash advances, there are many ways you Read More

How to Find the Best Equipment Loans for Your Business

Advertiser & Editorial Disclosure

Many types of businesses need equipment and machinery to run successfully. As a small business owner, you know just how crucial it can be to have the right equipment your company needs to operate on a daily basis. Yet depending upon your business’ equipment needs, you might not have the funds to pay for those new purchases, upgrades, or replacements outright. Even if you do have the funds available to pay, tying up your company’s cash flow with a pricey Read More

How Do Commercial Loans Work?

Small business loans, specifically commercial loans, were designed to provide assistance to businesses who need a working capital boost, whether it be to address everyday costs or to begin the next stage in their business journey. If you’re looking for info on commercial real estate loans, feel free to skip down to the section on real estate-specific loans. How do commercial loans work? There are many types of business financing options under the commercial lending umbrella, though most will have Read More

Changes to American Express Business Delta Credit Cards

Advertiser & Editorial Disclosure

If you fly Delta often, you may have been offered one of their branded American Express personal or business credit cards. The popular business card line includes the Reserve, Platinum, and Gold options, all offering perks for frequent flyers and business owners. If you’ve been on the fence about getting one, a recent update to their promotional sign-on bonus structure may be a reason to take the plunge. The new offers come just in time for summer travelers to get Read More