Handling Employee Vacation Requests for Summer

Summer is well within view, and for millions of Americans, that means securing vacation time will become a top priority if it hasn’t already. While time off can be a welcome break from workplace stressors, that’s not always the case for business owners that need to manage operational needs. Things become even more challenging when employees are vying for the same dates. It may not always be easy, but there are some things you can do to manage employee vacation Read More

How to Use Balance Transfers to Help Your Business

Business credit cards can be a great way to manage your company’s expenses, and take advantage of benefits and rewards along the way. But if your business racks up a lot of debt, it could be in trouble. Some business credit cards can charge an APR upwards of 20%, which can ultimately cost you hundreds or even thousands of dollars in interest over the course of a year. Having a plan to pay it off quickly is essential, and a Read More

6 Business Loans for Women

The impact that women have on the U.S. market is growing every year. Consider these statistics from the National Association of Women Business Owners: Over 11.6 million firms are owned by women Woman-owned businesses employ almost 9 million workers In 2017, these same businesses generated $1.7 trillion in revenue 39% of all privately-held firms in the U.S. are women-owned Despite the gains women are making in the economy, there’s room for improvement. That’s why many loan programs have made a Read More

When Should I Apply for a Business Credit Card?

A business credit card can be an incredible asset for your business. Not only do they offer rewards and business-specific perks, but they can also help you build a business credit history. Some even offer introductory 0% APR promotions, which can help you save on interest. But you might be wondering when it’s the right time to get one, especially if you’re just starting out. Here are some signs that you might want to consider applying for one. You have Read More

How to Keep Your Business Relevant in a Competitive Hiring Market

Looking for top talent? Join the club. Hiring has become an ultra-competitive sport, with a talent shortage emerging as a number one risk for organizations, according to Gartner’s latest Emerging Risks Survey. With so many companies searching for highly qualified candidates, it can be difficult to remain seen in what has become a flooded marketplace. However, there are a few ways you can increase your presence and remain relevant and visible to skilled job seekers. Develop a strong company culture Read More

How Changes to PayPal Terms Could Impact Your Business

PayPal is a big name in small business payment processing, handling most of the payments for sites like eBay and Etsy – as well as many freelancers and those with online side hustles. Users of the platform were alerted to another set of changes to the PayPal Terms of Service on April 14th, leaving some sellers upset at the updates. Here’s what you should know about this newest round of revisions to their policies. Refunds Will Cost More Prior to Read More

How a Slowdown In Global Trade Can Help Your Small Business

“Tariffs.” It’s kind of a dirty word to some small business owners, and we’ve discussed the negatives that paying more for foreign products and commodities can bring. Higher-priced raw materials, such as aluminum and steel, can push up the cost of domestically-produced goods; on its face, that’s not a welcome change. Add in the fact that complicated trade relations are causing some countries to stop buying American altogether, and U.S. businesses are right to worry. There’s another side to the Read More

3 Common Errors on Business Credit Reports – And How to Fix Them

Imagine the following scenario. You apply for financing for your business, but you’re turned down. When you ask the lender why your application was denied, it’s because of negative information that showed up on your business credit report. There’s just one problem – the negative information on your business’ credit report is a mistake. Common Errors on Business Credit Reports It can be discouraging when problems on your business credit report keep you from qualifying for business financing or services. Read More

How DUNS Number Changes Could Affect Your Business

Businesses of all sizes should know of a significant change in the way government grants and contracts will be handled. The General Services Administration (GSA) announced in an interview with Nextgov.com that they are changing vendors for their federal contractor numbering system – better known as the DUNS (Data Universal Numbering System.) The system update won’t likely look different for companies right away, but here’s what you should know moving forward. What is the DUNS? The Data Universal Numbering System Read More

What to Do if Your Business Identity is Stolen

We hear a lot about data breaches and just about everyone has a story of having a credit card number stolen. At this point, many of us assume that we’ll be victims of identity fraud one way or another, whether someone steals a card number or a fraudster opens a completely new account. But what about business identity fraud? Most of us don’t even realize that we have a separate business credit report. I certainly didn’t think about it. The Read More