Training Is This Model Agency’s Secret Weapon

Mark Moore is the founder and CEO of Debut Modeling Agency, a New York City-based modeling agency focused on commercial and runway models. Moore’s mission is to go beyond simply representing models, but to instill a sense of professionalism in those he works with by providing mandatory runway training sessions and other workshops with hair, makeup, and wardrobe styling experts. Moore said, “When they go to castings, I want them to be remembered as representatives of DMA, so their expertise Read More

70% of Business Owners Without a Business Bank Account Get Rejected for Loans

Business owners without a business bank account are facing an uphill climb when it comes to getting approved for financing, according to a new survey. Nav surveyed more than 600 business owners to find out how they use their business bank account and what impact it has on their financial situation. Of business owners without a business bank account, 70% were rejected for a loan in the past two years. Many lenders use business bank account data in the underwriting Read More

5 Business Credit Cards With 0% APR Promotional Financing

It can be a challenge to finance your business at interest rates that you can afford. You might have taken out a merchant cash advance or some other type of high-interest loan, only to find the interest charges have been consuming your profits and even your operating budget. Thankfully, there are several small business credit cards that can offer interest-free promotional financing on new purchases, or zero percent APR on balance transfers, or even both. In addition, these cards allow Read More

Is it Time to Upgrade Your Business Credit Card?

When a valuable tool becomes worn out or obsolete, it’s in your company’s best interest to upgrade it. And even more than most types of business equipment, you have a lot to gain by upgrading your small business credit card. The credit card industry is intensely competitive, and card issuers are constantly introducing new products with more generous rewards, more valuable benefits and even promotional financing offers.   Here are some signs that you need to upgrade your business credit Read More

The 12 Things That Could Be Holding You Back from Starting a Business

Running your own business is challenging, but perhaps even more challenging for some want-to-be entrepreneurs is actually getting that business started. After all, starting a business requires numerous pieces to come together, and for first-time entrepreneurs, those pieces may be confusing, undefined, or entirely personal in nature, making overcoming the initial hurdles a difficult test of motivation and know-how.  If you’re trying to get your business started but can’t seem to move forward, you may find solace in knowing there are Read More

Do Credit Repair Letters Actually Work?

If your credit scores are bad, or not as strong as you’d like them to be, you may be researching ways to try to boost them. An internet search will likely turn up lots of advice about how to write credit repair letters to help you improve your credit. But do they really work? Credit repair letters are designed to take advantage of a provision under federal law, the Fair Credit Reporting Act (FCRA), that allows consumers to dispute items Read More

This Entrepreneur Turned an Interest in Cuckoo Clocks Into $1 Million in Sales

Bob Ellis is the founder of Bavarian Clockworks, an e-commerce business specializing in the sale of imported cuckoo clocks from the Black Forest region of Germany. Ellis started the company on a shoestring and has built it to more than $1 million in sales over three years. Starting Out Why did you start your business? I have owned and operated my own businesses for over 25 years. I have a background in finance. I have owned retail businesses and been Read More

6 Low-Fee Business Credit Cards That Are Great for Small Businesses

You don’t need to spend a lot of money to get a great small business credit card. In fact, there are plenty of cards for small businesses that offer generous rewards and valuable benefits, with no annual fee. Also, these cards come with all the same expense tracking and reporting features found on the issuer’s premium cards that cost hundreds of dollars a year. The Case for No-Fee Business Credit Cards The small business credit cards that have pricey annual Read More

Do You Have a Tax Lien? There May Be Good News on the Horizon

For those stressed out because they owe tax debt, there’s some good news on the horizon. As we approach the individual tax filing deadline four 2018, the major credit bureaus are in the process of removing an estimated 5.5 million tax liens from consumer credit reports. This could result in higher credit scores for those consumers. Tax liens are notices filed with the courts by state taxing authorities or by the IRS when an individual owes delinquent taxes. They indicate Read More

6 Ways to Start Building Business Credit in 30 Days

When it comes to running a small business, there are a lot of factors that come into play, and success is often determined by an owner’s ability to balance those factors despite the hurdles and road blocks that threaten growth. And while there are varying issues or concerns that could creep up, few are quite as significant or, in some cases, detrimental, as the almighty business credit score. Your business credit score, when properly nurtured can open up a world of Read More