You Can Freeze Your Credit Reports for Free Today… Except for One

It’s always a good idea to protect your information. Over the past decade or so, new services and efforts to protect consumer credit information and sensitive information have emerged as technology’s reach grows larger. Some people, usually those who have experienced identity theft, have gone through the process to freeze their personal credit reports, which used to be more complicated and expensive than it now will be. New legislation called the Economic Growth, Regulatory Relief, and Consumer Protection Act, means Read More

The Best Credit Card Perk for Business Owners

Business credit cards often come with a lot of perks, but the best one has nothing to do with rewards, expense tracking, or even business-related services. No, the best credit card perk for business owners is a card’s grace period. Not only does it give business owners time to float expenses but it can also help them avoid paying interest on their purchases. What is a grace period? Your credit card grace period is the period between your statement date Read More

How to Train Seasonal Employees

The holiday season will soon be upon us, and that may mean its time to expand your labor pool. The hiring of temporary or seasonal workers to bulk up your talent team during the busiest time of the year is becoming more common. While hiring additional workers can solve many problems, some challenges come with it, too. Recruiting seasonal employees can be taxing on HR departments to solicit, hire, and train workers – especially in the time it takes to Read More

5 Tips for Running a Family Business

The family business, whether it be a startup or a generational institution, is part of an idyllic American dream for some. Whether or not a family business owner plans or hopes to pass the business down to their children, they have to deal with the challenges of working with family. While hiring a family member or working with your spouse gives you the immediate benefit of working with someone who has equal interest in the economic success of the business, Read More

How to Apply for an SBA Disaster Loan After Hurricane Florence

It’s the most horrible time of the year. Once again, tragedy and devastation in the form of a major hurricane has struck the southeastern United States, and the cleanup efforts will be an absolute bear. Early estimates put the damage caused by Florence around $17 billion to $22 billion. From a macro view, it can bring a sigh of relief, particularly in the shadow of the relatively larger Hurricane Harvey, which caused $125 billion. For the boots on the ground, however, Read More

Corporations vs. LLCs: What’s the Difference?

When you are starting a business the legal structure you choose for it is a critically important decision. It will affect things like the cost of operating the business, its taxes, the potential for you and any other owners of the business to be held financially liable for problems it may develop, as well as your business’ access to capital. Many people opt to run their business as a sole proprietorship because it’s easy to set up and cheap to Read More

6 Tips for Hiring Seasonal Employees

October is less than two weeks away, and for many business owners, that means the busiest time of the year is right around the corner. As customer demands increase so to do the demands placed on your existing employees. To fill this need, many business owners turn to the unsung heroes of the workforce – the seasonal employees that do everything from man customer service lines to restock shelves. Of course, seasonal employment isn’t relegated to winter holidays. Accountant firms Read More

Amazon Just Launched an Online Store for Small Businesses

If you haven’t heard of Amazon, put down your Walkman, open any computer browser ever (sans dial-up, if you can), and welcome yourself to 2018. The e-commerce giant continues to expand its empire, now branching into the small business sphere with the launch of their “Amazon Storefronts” website, which features exclusive products from approximately 20,000 mid-size, American businesses. The site will feature “Storefront of the Week” video interviews with small business owners along with company profiles. Amazon’s main site already Read More

This Woman-Owned Business Is Serving Out Caffeine Between Tours of Duty

A first-of-its-kind, the Caffeine Corps offers all things caffeine to clientele in the Mobile, Alabama area. Owner Mandy Clark-Green, a veteran, took home $2,000 as a runner-up in Nav’s latest Business Grant round, and is looking to franchise her business. She is also preparing to deploy again, and discussed the challenges of running a business in between tours of duty with Nav. Starting Out When did you start the company? Veterans Day, November 11th 2017 Where is your company based? Mobile, Alabama Read More

This New Service Can Help You Build Business Credit Faster

Many entrepreneurs find the process of building business credit frustrating. It’s not terribly difficult, but it does involve a few steps, the most important of which is to obtain accounts that report to commercial credit agencies. By paying those bills on time (or early) and keeping your debt in check, you can help build strong business credit. But because many small business bills aren’t reported to commercial credit reporting agencies, business owners may find themselves with little credit data on Read More