When you’re a business traveler, a hotel is more than just a place to stay. A good hotel can also serve as your office, provide convenient dining and just be a refuge from the client site. But business travelers learn very quickly that not all guests are treated equally. The right small business credit card can offer you elite status with the hotel, which can give you a wide range of perks.
When you apply for a business credit card your personal credit score will be a major factor in whether you’re approved or denied. You can check your personal and business credit scores for free at Nav and get matched to business credit cards that fit your credit profile.
Before your next trip, consider these three small business credit cards that offer some great hotel perks.
1. The Hilton Honors American Express Business Card
This card offers you complimentary Hilton Honors Gold Status, which means that you’ll enjoy room upgrades, bonus points and free continental breakfasts at all Hilton hotels and resorts. Other perks include late checkouts, free bottled water and no resort fees on reward stays.
Earn 130,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership. Earn 12X Hilton Honors Bonus Points on eligible Hilton purchases. Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X points thereafter.
Fees:
- Annual fee: $195
- Foreign Transaction Fee: None
A great card for the frequent business traveler who enjoys staying at Hilton properties. This card comes with a Hilton rewards status which allows you to enjoy travel perks from room upgrades to bonus points to earn free nights.
Pros
- Generous welcome offer and reward bonus structure.
Cons
- Higher interest rate and an annual fee.
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2. The Business Platinum Card® from American Express
This card comes with numerous hotel perks including Gold status in both the Marriott Rewards program and the Hilton Honors program. Both of these programs offer you priority service, room upgrades, late checkouts and bonus points. This card also includes access to the American Express Fine Hotels and Resorts program, which includes complimentary benefits such as room upgrades, breakfast, guaranteed 4pm late check-out or noon check-in when available. You can also receive complimentary Wi-Fi, or a unique amenity such as a food and beverage credit or one-way private sedan transfer.
Limited Time Travel Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25. Earn 5X Membership Rewards® points for flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com. 1X points for each dollar you spend on eligible purchases.
Fees:
- Annual fee: $695
- Foreign Transaction Fee: None
Earn elite status membership and premium perks for business travel.
Pros
- Access to multiple airport business lounges, $200 annual airline fee credits, elite status with hotel and rental car programs, and strong purchase protection policies
- This card also earns points in Amex’s excellent Membership Rewards program.
Cons
- This card has a steep annual fee.
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3. The United Club Business Card from Chase
This is a premium airline rewards credit card but it still offers impressive hotel perks. First, you receive Discoverist status in the World of Hyatt program, which offers room upgrades, late checkouts and a points bonus. You also receive access to the Luxury Hotel and Resort Collection, which includes over 900 properties around the world. When you book a hotel through this program you can receive benefits including daily breakfast for two, dining and spa credits, room upgrades, early check-ins and late check-outs, if available.
This card also includes a United Club airport lounge benefit, two free checked bags for you and a companion and Premier Access travel services such as priority check-in, security screening (where available), boarding and baggage handling privileges. This card also offers 1.5 miles per dollar spent on all purchases and double miles on all United purchases. There’s a $450 annual fee for this card and no foreign transaction fees.
*All information about The United Club Business Card from Chase credit card has been collected independently by Nav. This card is not currently available through Nav. To see what business credit cards are available, please visit the Nav Credit Card Marketplace.
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Jason Steele
As one of the nation's leading experts in credit cards award travel, Jason Steele has been published in over 100 outlets. His articles are regularly syndicated to Yahoo! Finance, MSN Money and other mainstream outlets. Jason is also the founder of CardCon, which is the annual conference for credit card and consumer credit media.