4 Business Credit Cards Lawyers Should Consider

4 Business Credit Cards Lawyers Should Consider

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Owning your own legal practice comes with many risks and rewards. A law firm will always have high overhead to cover the costs of professional looking office space and a full-time administrative staff. But all of these costs can be worth it when you land a large client, or win a big case.

Just as with any other practice, your law firm needs to have a small business credit card that meets its needs. The right credit card can offer valuable rewards and benefits, while extending the firm’s purchasing power to its partners, associates and employees.

If you are managing your own legal practice, then here are four small business credit cards that you should consider:

1. Capital One Spark Cash 

Capital One® Spark® Cash for Business

Earning unlimited 2% cash back could mean thousands of dollars each year going back into your Learn More

Of all people, lawyers will appreciate the importance of receiving cash immediately as opposed to an awards that’s promised at a later date. This card offers you unlimited 2% cash back on all purchases, with no minimum to redeem. New applicants also receive a $500 cash bonus when they use their card to spend $4,500 on purchases within three months of account opening.

Your firm can take advantage of cardholder benefits including purchase security and extended protection policies. And as a Visa Signature card, you’ll also receive access to a 24/7 concierge service and a variety of shopping and travel discounts. There’s a $59 annual fee for this card that’s waived the first year, and no foreign transaction fees.

2.The Business Platinum® Card from American Express OPEN

The Business Platinum® Card from American Express OPEN
American Express is a Nav Partner
Terms, Rates & Fees

The Business Platinum® Card from American Express OPEN

Welcome Offer: Earn up to 75,000 Membership Rewards® points. Earn 50,000 Membership Rewards® points after you spend $10,000 Learn More

The time of your attorneys is extremely valuable. And when they have to travel, it’s important that they can be as productive as possible. This card offers unsurpassed access to the airport business lounges in three programs – the Delta SkyClubs, Priority Pass Select, and American Express Centurion lounges. You also get a $200 annual statement credit each year towards airline fees, and a $100 credit towards the Global Entry application fee.

Earn up to 75,000 Membership Rewards® points. Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership. Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year. Points in the Membership Rewards program can be redeemed for gift cards or travel reservations, with a 35% rebate on points redeemed towards eligible first and business class tickets purchased through American Express Travel. Or, you can transfer points to airline miles with 16 different frequent flyer programs. There’s a $450 annual fee for this card, and no foreign transaction fees. You can also receive up to three additional cards for authorized users, for a total of $175 per year.

3. Ink Business Preferred from Chase 

If your law firm spends heavily on travel, advertising, shipping and communications services, then you should be rewarded the most for these purchases. This card allows you to earn three points per dollar spent on travel, shipping purchases, Internet, cable and phone services, and on advertising purchases made with social media sites and search engines, on your first $150,000 spent each account anniversary year. It also offers new accounts 80,000 bonus points after you spend $5,000 on new purchases within three months of account opening.

You earn these points in Chase’s the Ultimate Rewards program, which can be redeemed for travel reservations or transferred to airline miles or hotel points. Your firm can also use cardholder benefits including trip cancellation and interruption coverage, a cell phone protection plan, purchase protection, and extended warranty coverage. There’s a $95 annual fee for this card, and no foreign transaction fees.

4. The Business Edge Platinum Card from US Bank 

When your law firm needs to use its credit card to finance its expenses, you need a card that offers low interest rates and a promotional financing offer. With this card, new accounts receive 12 months of 0% APR financing on new purchases and balance transfers, with a 3% balance transfer fee. When the promotional financing rate expires, it offers a standard rate of 10.99% – 18.99%, based on your creditworthiness when you applied. There’s no annual fee for this card, but there’s a 3% foreign transaction fee.

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About the Author — Jason Steele is an expert in the credit card industry. He is frequently quoted in national media and his work is regularly featured by mainstream outlets such as Yahoo! Finance, MSN Money, and Business Insider.

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