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Anna Baluch

Anna Baluch is a freelance writer from Cleveland, OH who enjoys writing about all personal finance topics. She’s particularly interested in mortgages, retirement, insurance, and investing.

Articles by Anna Baluch

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What Are Factor Rates and Why Do They Matter for Your Business Loan?

Need to access cash for your business? Well, you know that when you take out a loan or use a …

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Heavy Equipment Financing & Leasing in 2022

Do you own a small business that depends on heavy equipment? Whether you own a construction company or deal in …

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All About Installment Credit

In a perfect world, you’d be able to start or grow a business with minimal to no cash. Unfortunately, this …

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Chargebacks and their Effect on Credit Score

At first glance, credit card chargebacks appear to be just like refunds. However, there is one very distinct difference between …

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SUTA Tax: All You Need to Know

If you’re a small business owner with employees, you’ll need to understand the State Unemployment Tax Acts (SUTA). Once you …

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Profit Margin Formula: What is it, How to Calculate it, How to Improve Profit Margin

When you sell a product or service, it’s important to understand your profit margin or how much money you make …

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IRS Form 1065 Guide: Where and How to Fill a 1065 Form

As a small business owner, you are responsible for organizing, filing, and paying your taxes. If you own a partnership …

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What Are the Best Tenant Screening Services?

In a perfect world, every tenant would meet your criteria. They’d have a stable job, be able to afford your …

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Best Real Estate Crowdfunding Platforms in 2022

Although it’s a relatively new concept, real estate crowdfunding has become quite popular. It allows a large number of investors …