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Anna Baluch

Anna Baluch is a freelance writer from Cleveland, OH who enjoys writing about all personal finance topics. She’s particularly interested in mortgages, retirement, insurance, and investing.

Articles by Anna Baluch


What Are Factor Rates and Why Do They Matter for Your Business Loan?

Need to access cash for your business? Well, you know that when you take out a loan or use a …


Heavy Equipment Financing & Leasing in 2022

Do you own a small business that depends on heavy equipment? Whether you own a construction company or deal in …


All About Installment Credit

In a perfect world, you’d be able to start or grow a business with minimal to no cash. Unfortunately, this …


Chargebacks and their Effect on Credit Score

At first glance, credit card chargebacks appear to be just like refunds. However, there is one very distinct difference between …


SUTA Tax: All You Need to Know

If you’re a small business owner with employees, you’ll need to understand the State Unemployment Tax Acts (SUTA). Once you …


Profit Margin Formula: What is it, How to Calculate it, How to Improve Profit Margin

When you sell a product or service, it’s important to understand your profit margin or how much money you make …


IRS Form 1065 Guide: Where and How to Fill a 1065 Form

As a small business owner, you are responsible for organizing, filing, and paying your taxes. If you own a partnership …


What Are the Best Tenant Screening Services?

In a perfect world, every tenant would meet your criteria. They’d have a stable job, be able to afford your …


Best Real Estate Crowdfunding Platforms in 2022

Although it’s a relatively new concept, real estate crowdfunding has become quite popular. It allows a large number of investors …