Anna Baluch Anna Baluch is a freelance writer from Cleveland, OH who enjoys writing about all personal finance topics. She’s particularly interested in mortgages, retirement, insurance, and investing. Articles by Anna Baluch Article What Are Factor Rates and Why Do They Matter for Your Business Loan? Need to access cash for your business? Well, you know that when you take out a loan or use a … Article Heavy Equipment Financing & Leasing in 2022 Do you own a small business that depends on heavy equipment? Whether you own a construction company or deal in … Article All About Installment Credit In a perfect world, you’d be able to start or grow a business with minimal to no cash. Unfortunately, this … Article Chargebacks and their Effect on Credit Score At first glance, credit card chargebacks appear to be just like refunds. However, there is one very distinct difference between … Article SUTA Tax: All You Need to Know If you’re a small business owner with employees, you’ll need to understand the State Unemployment Tax Acts (SUTA). Once you … Article Profit Margin Formula: What is it, How to Calculate it, How to Improve Profit Margin When you sell a product or service, it’s important to understand your profit margin or how much money you make … Article IRS Form 1065 Guide: Where and How to Fill a 1065 Form As a small business owner, you are responsible for organizing, filing, and paying your taxes. If you own a partnership … Article What Are the Best Tenant Screening Services? In a perfect world, every tenant would meet your criteria. They’d have a stable job, be able to afford your … Article Best Real Estate Crowdfunding Platforms in 2022 Although it’s a relatively new concept, real estate crowdfunding has become quite popular. It allows a large number of investors …