How to use the new business credit reports with Nav Prime

Tiffany Verbeck's profile

Tiffany Verbeck

Digital Marketing Copywriter, Nav

June 27, 2025|3 min read
Business credit reports dashboard

Summary

  • check_circleYou now get much more personalized guidance for your business credit — check out Nav's revamped business credit reports.
  • check_circleYou'll see a new "What to focus on" section that can help you know which actions can make the most impact while you're building business credit.
  • check_circleThis article walks you through the upgraded business credit reports so you can effectively track your business credit and understand how to grow.

Editorial note: Our top priority is to give you the best financial information for your business. Nav may receive compensation from our partners, but that doesn’t affect our editors’ opinions or recommendations. Our partners cannot pay for favorable reviews. All content is accurate to the best of our knowledge when posted.

Every business credit score is different. Each bureau (Experian, Dun & Bradstreet, and Equifax) uses its own scoring system, with no consistent standard across the board — talk about confusing.

At Nav, we’re here to help you make sense of it all. We dug through hundreds of pages of credit bureau explanations and even talked to the bureaus on the phone to get you the answers you need to take your business credit to the heights you dream of.

The end result is fully redesigned business credit reports that help you not just view your credit scores, but truly understand what’s behind them and how to take action to improve and grow. This is just the start — talk to us so we can keep making them better!

Now let’s talk about how to use your new reports.

Introducing the upgraded business credit reports

We’re excited to roll  out our redesigned credit experience from Experian, Dun & Bradstreet, and Equifax — available to all Nav Prime customers. You can now get:

  • Deeper insights into what’s influencing your scores
  • Personalized recommendations on how to improve them
  • An intuitive layout that makes it easier to take action, not just take notes

Helpful hint: Make sure your business is connected to all three bureaus in your Nav account.

What you'll find in your business credit reports

Once connected, head to the Credit Health section in your Nav dashboard. There, you’ll find your credit reports where you can view:

  • Your scores from Experian, D&B, and Equifax — and how they have changed over time
  • Key factors like tradelines, public records,and days beyond terms that impact your score
  • A personalized “What to focus on” section to help improve your score
  • Your public business profile — which is important to confirm that it’s accurate and up to date

Now let's make sure you're all set up.

Step 1: Connect to the bureaus

Before you can view your detailed credit reports, your business needs to be connected to each of the credit bureaus. Otherwise, we can’t pull your credit profile or provide you with insights.

Need help setting them up? Watch this quick guide:

Step 2: Navigate the new experience

Understanding what you're seeing is just as important as the data you're getting. That’s why we’ve created videos that walk you through the information you'll find with each bureau and how to apply it to your business goals:

Connect to your Experian report

Connect to your D&B summary

Connect to your Equifax report

These guides will help you identify actionable steps to strengthen your credit and support long-term growth. If you still have trouble, don't hesitate to contact our Customer Care team at support@nav.com.

Nav Prime members can access the upgraded reports now, so log in to see your detailed credit reports. If you don't have Nav Prime yet, sign up here to get instant access to the new reports to monitor your business credit standings from all three bureaus in one easy dashboard.

Your business credit doesn’t have to be confusing. With Nav, it can become your superpower.

Let’s make business credit work for you, starting today.

Get the credit your business deserves

Join 300,000+ small business owners who built business credit history with Nav Prime — without the big bank barriers.

Build your foundation with Nav Prime

Options for new businesses are often limited. The first years focus on building your profile and progressing.

  • Tiffany Verbeck profile photo

    Tiffany Verbeck

    Digital Marketing Copywriter, Nav

    Tiffany Verbeck is a Digital Marketing Copywriter for Nav. She uses the skills she learned from her master’s degree in writing to provide guidance to small businesses trying to navigate the ins-and-outs of financing. Previously, she ran a writing business for three years, and her work has appeared on sites like Business Insider, VaroWorth, and Mission Lane.