Best American Express Delta business credit cards
- Delta SkyMiles® Platinum Business American Express Card: Best Overall Deal
- Delta SkyMiles® Reserve Business American Express Card: Best Value for Big Spenders
- Delta SkyMiles® Gold Business American Express Card: Best Welcome Offer Value
Make the most of your business travel expenses with one of these top American Express Delta Business cards that are sure to help you save money, earn rewards, and take advantage of VIP SkyMile perks.
Best welcome offer value
- Great for occasional flyers
- Low annual fee, waived the first year.
- Ideal for those with good credit
Delta SkyMiles® Gold Business American Express Card
For business owners who fly Delta enough to want the rewards and benefits without the high annual fee.
Pros
- Amazing limited time offer! Perks when flying with Delta
- Makes it easier to earn Medallion elite status.
Cons
- Delta SkyMiles are not worth as much as other airline miles.
Intro APR
Purchase APR
Annual Fee
Welcome Offer
Best value for big spenders
- Great for heavy flyers
- Free companion ticket annually and Delta SkyClub access
- Ideal for those with excellent credit
Delta SkyMiles® Reserve Business American Express Card
This is the top-of-the-line Delta SkyMiles card for frequent business travelers who get the most benefits when flying on Delta. Boost your elite status, get access to airport lounges, and enjoy the luxury travel perks.
Pros
- Amazing limited time offer! Attractive benefits for the frequent Delta flyer
- Offers a Delta SkyClub membership, a companion airfare certificate, and upgrade priority.
Cons
- High annual fee and limited ongoing rewards.
Intro APR
Purchase APR
Annual Fee
Welcome Offer
Best overall deal
- Great for regular flyers
- Free companion ticket annually
- Ideal for those with good/excellent credit
Delta SkyMiles® Platinum Business American Express Card
A great card for business travelers who are loyal Delta flyers. Generous welcome offer and access to next-level travel perks for you and your employees.
Pros
- Amazing limited time offer! Perks when flying with Delta
- Makes it easier to earn Medallion elite status.
Cons
- High annual fee
- Delta SkyMiles are not worth as much as other airline miles.
Intro APR
Purchase APR
Annual Fee
Welcome Offer
For many professionals, flying is just part of the job, and though there are numerous air carriers in the United States, finding and staying loyal to the right one can help you save money. However, as many avid Delta flyers have found, it can also help you earn money in the form of free flights, VIP access, and other benefits and perks that can improve your travel experience.
Delta Skymiles Loyalty program members can earn even more miles and benefits when they use one of three Delta business credit cards currently available. Each of these cards will earn you 2 miler per every dollar spent directly with Delta, one mile per dollar for everyday purchases, and a host of other Delta travel benefits. Which card is right for you? That depends on your travel habits and reward expectations.
Which Amex Delta Business Card is right for you?
All of the Delta business credit cards allow cardholders to earn 2 miles per dollar on purchases made directly with Delta, plus an additional 1 mile per dollar on all other eligible purchases. Additionally, these cards all come with basic Amex Delta Business perks, including employee card options, account management capabilities, the Amex Spend Manager feature.
There are, however, significant differences between the card, many of which may Delta business credit card is right for you.
Delta SkyMiles® Gold Business American Express Card
- Earn 30,000 bonus miles + $50 statement
- 2 miles on Delta purchases; 1 mile on other eligible purchases.
- $0 introductory annual fee for the first year, then $150
The Delta SkyMiles® Gold Business American Express Card is the first in the series of three Delta business credit cards available. Limited Time Offer: Earn 90,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/16/25. In other words, if you plan on using your Delta card to travel within the first three months of card ownership, you may very well find it easy to meet the welcome offer requirements.
In addition to bonus miles, this Amex Delta business card also features a fee of $0 introductory annual fee for the first year, then $150. This is the lowest annual fee of all the Delta business credit cards -- an attractive perk for cardholders who may fly Delta just enough to merit a branded credit card but not enough to pay a $350 or $650 annual fee.
Cardholders also get to check their first bag for free, receive a 20% discount on select in-flight purchases, take advantage of priority boarding, and access the Delta Sky Club for only $29 per visit.
What doesn’t this Delta business credit card get you? For Delta loyalists, this card may fall short when it comes to earning MQMs. The MQM Waiver will still make you eligible for Platinum, Gold, or Silver status, as long as you spend $25,000 in a calendar year -- the same is true for the Platinum and Reserve cards -- but this card doesn’t offer the same bonus boost that the Amex Delta business cards do. In other words, your MQM earning potential is aligned with the SkyMiles policies -- no worse, but certainly no better.
If you’re looking for a way to quickly leverage the welcome bonus and plan on using this card to travel within the first three months of opening an account, then you can likely benefit from the 30,000 bonus miles, which typically converts at around 1.3 cents per mile, of course, that varies by flight. You can also grab that $50 statement credit. With with annual fee waived for the first year, this means you can theoretically cash in on approximately $440 rewards relatively quickly. You’ll also maintain access to other travel perks, many of which extend to travelers on the same reservation.
Delta SkyMiles® Platinum Business American Express Card
Next on the Amex Delta business card list is the Delta SkyMiles® Platinum Business American Express CardLimited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/16/25 Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply.
In addition to the welcome offer and miles rewards program, Platinum cardholders get to take advantage of two excellent annual perks. The first is a companion airfare certificate that’s good for a domestic round trip in main cabin seating. Cardholders can also reap the benefits of the Annual Miles Boosts, which entitles them to an extra 10,000 bonus miles and 10,000 MQMs when they make $25,000 in purchases in a single calendar year. An additional 10,000 bonus miles and 10,000 MQMs are also available to those who make $50,000 in eligible purchases in the year.
As with theDelta SkyMiles® Platinum Business American Express Card, Platinum cardholders will benefit from priority boarding, a 20% in-flight discount, $29 access to the Sky Club, and free bag check for their first bag.
If you’re looking for a downside, it’s likely in the annual fee. This Delta business credit card comes with an annual fee of $350, and unlike the Gold option, it’s not waived for the first year. For some, particularly those who don’t plan on using this card frequently, that can be a bit steep.
However, even with the annual fee, the rewards and benefits of this card make it an attractive option for cardholders that regularly fly Delta. And, with the welcome offer and annual MQM and miles boosts, it’s easy to make up for the annual fee, especially if you plan on using the card to make $25,000 or more in purchases each year.
Delta SkyMiles® Reserve Business American Express Card
The Delta SkyMiles® Reserve Business American Express Card is the last and most elite card in the Delta Business Credit Card collection. Limited Time Offer: Earn 110,000 Bonus Miles after spending $12,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/16/25.
Like its Platinum counterpart, the Reserve card also features an Annual Miles Boost, which entitles cardholders to 15,000 bonus miles and 15,000 MQMs for every $30,000 in eligible purchases up to $60,000 -- a total of 30,000 bonus and MQM miles. In addition, cardholders also receive an annual domestic First Class or Main Cabin round-trip companion certificate -- Platinum cardholders won’t receive the First Class option.
Frequent flyers will also enjoy access to the Delta Sky Club, which is complimentary for each Reserve Business Cardholder as well as up to two guests when flying Delta. Earn 3 miles per dollar on eligible Delta purchases.
As with the Platinum Card, the annual fee is typically considered the downfall, but this fall is a bit steep. With an annual fee of $650, this Amex Delta business card becomes the most expensive one in the Amex Delta Business Card portfolio.
Is the $450 ever really worth it? If you consistently fly Delta and can meet the bonus boost spend requirements, then it’s easy to cancel out the fee. This is particularly true when you consider the annual First Class companion certificate and the complimentary Delta Sky Club access. Of course, this card isn’t for the occasional flyer; and even regular flyers may find it hard to commit to the $650 fee.
Choosing the Best Card
With all the rewards, benefits, and annual fees considered, it all comes down to how frequently you plan on using your Amex Delta Business Credit Card.
If you are a SkyMiles Loyalty Member and you’re just looking for a way to earn some extra miles and take advantage of the welcome offer, then you likely want to consider the Amex Delta Gold Business Card. With a $0 introductory annual fee, the card has the most immediate value. And, even once the annual fee kicks in, you may find the perks still outweigh the cost of membership.
However, if you find that you regularly fly Delta and plan to spend at least $25,000 a year on Delta and/or regular purchases, the Amex Delta Platinum Card is likely your best option. When all things are considered, this card provides the best overall value, especially when you factor in the companion certificate and the annual miles boost.
Of course, there are business owners who spend a significant amount of money on travel expenses, either for themselves or employees. If you know that you will regularly spend at least $30,000 a year and will take advantage of the Delta Sky Club, then the Amex Delta Reserve Business Card may be worth it.
Build your foundation with Nav Prime
Options for new businesses are often limited. The first years focus on building your profile and progressing.
Jennifer Lobb
Jennifer is a alum of the University of Denver. While in the graduate program there, she enjoyed spending time identifying ways in which non-profits and small businesses could develop into strong and profitable organizations that while promoting strong community growth. She also enjoys finding unique ways for freelancers and start-up businesses to reach and expand their goals.