Advertiser & Editorial Disclosure

Capital One® Spark® Classic for Business

Capital One® Spark® Classic for Business
Enjoy no annual fee. Earn 1% cash back on every purchase, every day. Build business credit with responsible use. Fraud coverage if your card is ever lost or stolen. No foreign transaction fees. Enjoy business benefits including Year-End Summaries, employee cards at no extra cost and experienced small business customer service.
Cost
40% Complete
HighLow
Effort to Apply
100% Complete
DifficultEasy
Card Perks
80% Complete
PoorGood
Features
60% Complete
PoorGood

7/10

Bottom Line

A great option for starting to build business credit, if you can pay on time and limit your balance.

Pros

Earn rewards and while building business credit. Great option for those with fair or limited personal credit.

Cons

High interest rate and no intro offers.

Features & Benefits

Fraud Coverage

You're covered by $0 Fraud Liability if your card is ever lost or stolen

Intro APR
N/A
Purchase APR
24.74% (Variable)
Annual Fee
$0
Welcome Offer
N/A
Rewards Rate
1% Cash Back on every purchase, every day.
Foreign Transaction Fee
None

Reviews

Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.



March 22 2018

Applied for this card under the impression that it would help build my business credit. Had to guarantee it myself, then found out several months after having it that it doesn't actually report on the business credit profile, just my own.



August 18 2017

A good card for your business while you're rebuilding your credit but I will try for a card with better cash back rate when my scores go up.

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