Ink Business Cash℠ Credit Card

Ink Business Cash℠ Credit Card

Earn $300 bonus cash back when you spend $3,000 on purchases in the first 3 months from account opening. Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn. 0% introductory APR for 12 months on purchases and balance transfers. Employee cards at no additional cost. No Annual Fee.

8/10

Cost
30% Complete
High Low
Effort to Apply
10% Complete
Difficult Easy
Card Perks
80% Complete
Poor Good
Features
60% Complete
Poor Good

Bottom Line

A good option for businesses that are willing to pass on added features for more rewards.

Pros

A great intro offer, higher rewards rates for select services and purchases, no annual fee, and rewards flexibility.

Cons

Limited rewards categories, fewer travel benefits.

Intro Purchase APR
0% Intro APR on Purchases for 12 months
Penalty APR
None
Cash Advance APR
25.99% Variable
Balance Transfer APR
14.24% - 20.24% Variable
Intro Balance Transfer APR
0% Intro APR on Balance Transfers for 12 months
Purchase APR
14.24% - 20.24% Variable
Cash Advance Fee
Either $15 or 5% of the amount of each transaction, whichever is greater.
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Annual Fee
$0
Foreign Transaction Fee
3% of each transaction in U.S. dollars
Rewards Rate
Earn 5% cash back in select business categories
Welcome Offer
Earn $300 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.

Reviews

Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.



October 17 2017

Love the card, and the only (very) minor drawback I have is that I'm not able to add it in to view through my personal login, that I have to setup a separate online login to view it online. Great expense reports ability, with employee cards also.



October 5 2017

Thanks to Nav keeping me aware, I was able to acquire a credit card that gave me more flexibility to do business. I no longer had to depend on my personal credit but able to move corporate expenses to that card.



August 11 2017

I was too shocked when my ink card came in the mail with a 5-digit credit line and 0% interest for 18 months!



November 19 2017

One of the best credit card.



July 20 2017

The 5% cash back bonus is awesome!

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