Ink Business Cash℠ Credit Card

Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening. Named “Best Rewards Card for Small Business Owners” by Kiplinger’s Personal Finance, July 2017. Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn. 0% introductory APR for 12 months on purchases and balance transfers. Employee cards at no additional cost. No Annual Fee.

Cost
30% Complete
HighLow
Effort to Apply
10% Complete
DifficultEasy
Card Perks
80% Complete
PoorGood
Features
60% Complete
PoorGood

8/10

Bottom Line

A good option for businesses that are willing to pass on added features for more rewards.

Pros

A great intro offer, higher rewards rates for select services and purchases, no annual fee, and rewards flexibility.

Cons

Limited rewards categories, fewer travel benefits.

Rates and Fees
Intro APR
0% Intro APR on Purchases for 12 months
Purchase APR
14.99% - 20.99% Variable
Annual Fee
$0
Welcome Offer
Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.
Rewards Rate
Earn 5% cash back in select business categories.
Foreign Transaction Fee
3% of each transaction in U.S. dollars

Reviews

Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.



January 12 2018

this is an excellent card and reports to experian and dnb



November 19 2017

One of the best credit card.



October 17 2017

Love the card, and the only (very) minor drawback I have is that I'm not able to add it in to view through my personal login, that I have to setup a separate online login to view it online. Great expense reports ability, with employee cards also.



October 5 2017

Thanks to Nav keeping me aware, I was able to acquire a credit card that gave me more flexibility to do business. I no longer had to depend on my personal credit but able to move corporate expenses to that card.



August 11 2017

I was too shocked when my ink card came in the mail with a 5-digit credit line and 0% interest for 18 months!



July 20 2017

The 5% cash back bonus is awesome!



July 3 2017

Love that there's no annual fee. The cash back adds up quick, too. This has been my favorite card by far. Thankful I was matched with it!



October 17 2016

Application process was super simple. Got approved in now time at all. So far so good! Thanks, Nav!

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