Advertiser & Editorial Disclosure

The Business Gold Rewards Card® from American Express OPEN

The Business Gold Rewards Card® from American Express OPEN
American Express is a Nav Partner
Terms and Conditions

Welcome Offer: Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership. Get 3x points – Choose 1 out of 5 categories. Plus, 2X points on the 4 remaining categories and 1X points on other purchases. 3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter. Track, organize, and stay on top of your business expenses with powerful expense-tracking tools. No foreign transaction fees. $0 introductory annual fee for the first year, then $175. Terms and limitations apply.

7/10

Cost
60% Complete
High Low
Effort to Apply
20% Complete
Difficult Easy
Card Perks
90% Complete
Poor Good
Features
70% Complete
Poor Good

Bottom Line

This is a flexible card for those who may need rewards or additional financing. There is a hefty annual fee for this charge card, so it's good for companies who make large purchases in the 5 categories and have consistent enough cash flow to pay off the balance on time each month.

Pros

This card has a great rewards program compared to other charge cards.

Cons

High annual fee, must pay off in full every month.

Rates and Fees
Purchase APR
All charges made on this charge card are due and payable when you receive your periodic statement.
Intro Purchase APR
N/A
Annual Fee
$0 for the first year, then $175
Rewards Rate
3x rewards on one of five categories, 2x points on the remaining four categories, 1x points on other purchases. 3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter
Welcome Offer
Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership.

Reviews

Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.



August 24 2016

My wife and I like to travel and getting points for each purchase is really nice. The signup bonus helped us on our trip to Hawaii.

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